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Uygun fiyatlarla ev sahibi olmak isteyenlere müjdeli haber Hazine ve Maliye Bakanı Berat Albayrak'tan geldi. Bakan Albayrak Samsun'da iş dünyası ile buluşma toplantısında yaptığı konuşmada dar gelirli ve asgari ücretli vatandaşlara konut müjdesi verdi. Şimdi vatandaşlar düşük faiz oranıyla ev sahibi olmanın şartlarını araştırıyor.
EN AZ 100 BİN VATANDAŞ EV SAHİBİ OLACAK
Toplantıda, dar gelirli ve asgari ücretli vatandaşlara "konut" müjdesi veren Bakan Albayrak, bugüne kadar Türkiye'de uygulanmış tarihin en düşük faiz oranını uygulayacaklarını ve her yıl en az 100 bin vatandaşı ev sahibi yapacaklarını vurguladı.
ÖZEL BİR PROGRAMLA DETAYLAR DUYURULACAK
"Asgari ücretli, dar gelirli vatandaşlarımızı ev sahibi yapacak bir modelin finansman altyapısını tamamladık. 20 yıl vadeyle ve bugüne kadar Türkiye'de uygulanmış tarihin en düşük faiz oranı ile kira hatta kiradan daha ucuz bir maliyetle bu gelir grubundaki vatandaşlarımızı ev sahibi yapacak finansal altyapıyı tamamladık." diyen Bakan Albayrak, TOKİ 'nin de içinde yer alacağı modelin, evlerin modelleri, şehirleri, uygulama şartları gibi tüm ayrıntılarını, bu ay bitmeden Cumhurbaşkanı Recep Tayyip Erdoğan'ın önderliğinde özel bir programla vatandaşlara anlatacaklarını duyurdu.
Bakan Albayrak, söz konusu modelin diğer sektörlere önemli katkıları olacağına işaret ederek, şunları kaydetti:
"Sosyal adalet noktasında, sektörler, yan sektörler, iktisadi faaliyetlerin güçlendirilmesi noktasında bu önemli adımı inşallah başlatıyoruz. Bunlar tabii başlangıç, inşallah çok daha güçlü adımlarla çok daha güzel müjdeleri önümüzdeki dönemde anons edeceğiz. Doğrudan sanayicimizi, esnafımızı desteklemek amacıyla kamu bankalarımız başta olmak üzere, farklı diğer bankalarımızın da desteğiyle devreye aldığımız kredileri, hepsini inşallah önümüzdeki süreçte daha da güçlendirerek devam ettireceğiz."
BAŞVURU ŞARTLARI AÇIKLANDI MI?
Başvuru şartları henüz belli olmadı. Ancak TOKİ tarafından dar gelirli vatandaşlarda şu başvuru şartlar aranıyor;
Projeye başvuru yapabilmek için, başvuru sahibinin;
T.C. vatandaşı olması, Projenin bulunduğu il/ilçe sınırları içerisinde 1 yıldan az olmamak koşulu ile ikamet ediyor olması veya projenin bulunduğu il nüfusuna kayıtlı olması (Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimleri kategorisinde başvuracakların en az 3 yıldır ikamet ediyor olması veya il nüfusuna kayıtlı olması gerekmektedir), Toplu Konut İdaresinden konut satın almamış olması ve Toplu Konut İdaresinden konut kredisi kullanmamış olması (Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimleri kategorisi hariç), Kendisine eşine ve/veya velayeti altındaki çocuklara ait tapuda kayıtlı kat irtifaklı / kat mülkiyetli bağımsız bir bölümünün veya müstakil bir konutunun (tarla, bağ, bahçe, köy evi ve işyeri hariç) olmaması, (Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimleri kategorisi hariç) (Başvuru sahibinin hisseli olarak sahip olduğu gayrimenkuller hariç)
Başvuru tarihi itibariyle 25 yaşını doldurmuş olması (Eşi vefat etmiş olan çocuklu dul bayanlarda yaş şartı aranmamaktadır.), Aylık hane halkı gelirinin, en fazla net 4.500 TL olması (Başvuru sahibinin, eşinin ve velayeti altındaki çocuklarının gıda, yol, vs. her türlü aldıkları yardımlar dahil olmak üzere toplam hane halkı aylık net gelirinin en fazla 4.500 TL olması gerekmektedir.) (İstanbul ilinde gelir şartı 4.800 TL olarak uygulanmaktadır.), Bir hane halkı adına -yani kişinin kendisi, eşi ve velayeti altındaki çocukları- yalnızca bir adet başvuru yapması, gerekmektedir.
Ayrıca, yukarıdaki başvuru şartlarına sahip olan;
1. Kategori olan"Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimlerinin", 2. Kategori olan"En az %40 Engelli Vatandaşlarımızın" 3. Kategori olan "Emekli Vatandaşlar"ın 4. Kategori olan "Diğer alıcı adaylarının" başvuruları ayrı olarak 4 kategoride kabul edilecektir.