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Vatandaşa KOSGEB 'ten müjde üstüne müjde gelmeye devam ediyor. İş kurmak isteyen girişimcilere devletten destek gelmeye devam ediyor. Gerekli şartları sağlarsanız eğer faizsiz kredi ve hibe olanaklarını kullanabilirsiniz. Dеstеğin 50 bin lirası karşılıksız yаni hibe, 100 bin lirası isе fаizsiz kredi оlarak veriliyor. KOSGEB destekleri, her sene belirli projelerde binlerce vatandaşın hayallerini gerçekleştirmesine yardımcı oluyor. KOSGEB'ten hibe ya da kredi desteği almak isteyen kişilerin kuruma başvuru yapmadan önce sağlamaları gereken birtakım şartlar bulunmaktadır. KOSGEB geri ödemesiz kredilerle iş yerleri rahatlıkla açılabilmektedir.
DETAYLAR İÇİN BİR SONRAKİ SAYFAYA TIKLAYINIZ
BAŞVURU NEREDE?
150 bin liraya varan hibe ve kredi desteğinden yararlanmak için başvuru yapmanız gereken kurum 'Küçük ve Orta Ölçekli İşletmeleri Geliştirme ve Destekleme İdaresi Başkanlığı ' yani KOSGEB . Fikri ve az da olsa sermayesi olanlar illerde bulunan KOSGEB müdürlüklerine başvuru yapabilir. Bu konuda İşkur 'dan da destek almak mümkün.
KOSGEB Kredi Başvuruları
KOSGEB kredi başvuruları, kurumun istediği şartları yerine getiren girişimciler tarafından belirli zamanlarda yapılan başvurulardır. Kurulduğu günden bu zamana kadar binlerce kişiye destek olmuş olan kurumun girişimcinin hazırladığı projeye göre 50 bin TL'lik hibe ile 100 TL'lik kredi olanaklarına sahip olması, KOSGEB'e başvuruda bulunacak olan kişilerin projelerini ona göre seçmelerinde rol oynayan en önemli faktördür.
KOSGEB Kredi ve Hibe Başvuruları Nasıl Yapılır?
KOSGEB 'ten hibe ya da kredi desteği almak isteyen kişilerin kuruma başvuru yapmadan önce sağlamaları gereken birtakım şartlar bulunmaktadır. Buna göre KOSGEB 'ten hibe ya da kredi almak için girişimcilerin sağlaması gereken şartlar şunlardır;
İŞKUR tarafından yapılacak olan uygulamalı girişimcilik eğitimi programlarını tamamlayarak sertifika almak,
Alınan sertifikayla yeni bir proje hazırlamak,
Hazırlanan projelerin sunumunu yapmak ve KOSGEB 'ten onay almak,
Sonrasında işi kurmak harcanan tüm masrafları faturalandırmak,
Gibi durumlar KOSGEB 'ten kredi ve hibe almak isteyen kişilerin sağlaması gereken şartlardır. Yukarıda belirtilen şartları sağlayan kişiler KOSGEB 'e hibe ve kredi almak için başvuruda bulunabilirler.
KOSGEB Geri Ödemesiz Kredilerle İş Yeri Açmak
KOSGEB kendi iş yerini açmak isteyen kişiler için sunmuş olduğu geri ödemesiz kredileri sayesinde kişilerin kendi iş yerlerini açmalarına olanak sağlamaktadır. Bunun için yukarıda belirtilen şartları yerine getirmek ve açılan iş yeri için gerekli faturalandırmayı yapmak oldukça önemlidir. Bu sayede KOSGEB geri ödemesiz kredilerle iş yerleri rahatlıkla açılabilmektedir.
KOSGEB 'ten Sermaye Olmadan Destek Almak Mümkün Müdür?
KOSGEB desteklerinden sermaye olmadan destek almak maalesef mümkün değildir. KOSGEB sunmuş olduğu uygun kredi ve hibe desteklerini daha önceden açılmış bir iş yeri için sağlamaktadır. Açılan iş yerinin KOSGEB veri tabanına kaydının yaptırılmış olması ve açılan iş yerine gereken teçhizatların alınması ve faturalandırılması KOSGEB 'ten kredi ve hibe desteği almak isteyen kişilerin bilmesi gereken en önemli unsurlardandır. Bu yüzden iş yeri açmak için daha öncesinde herhangi bir sermayeniz yoksa ve iş yerini açamayacaksanız KOSGEB 'ten destek alamazsınız.
KOSGEB Sıfır Faizli Kredi Kimlere Verilir?
KOSGEB sıfır faizli kredileri, 2019 yılı için 25 bin KOBİ 'ye verilmesi planlanan bir destektir. KOBİ 'lerin gerekli denetimlerinin yapılmasının ardından banka onayı ile verilen bu krediler için kişilerin KOSGEB 'in beklemiş olduğu belirli şartları yerine getirmeleri gerekmektedir. bu krediler aynı zamanda 50 bin lira limitle verilmekte olup kişilerin kredileri almadan önce KOBİ beyannamelerini güncellemeleri gerekmektedir. KOSGEB 'in sunmuş olduğu 50 bin liralık faizsiz kredilerini almak için kişilerin KOSGEB duyurularını sürekli takip etmeleri ve başvuruların açılığı andan itibaren hemen başvuru yapmaları gerekmektedir.
KOSGEB NEDİR?
Küçük ve Orta Ölçekli Sanayiyi Geliştirme ve Destekleme İdaresi Başkanlığı olan ama halk arasında kısaltması ile yani KOSGEB olarak bilinen kurumdur. Eski ismiyle Türkiye Cumhuriyeti Bilim, Sanayi ve Teknoloji Bakanlığı'na yeni ismiyle Bilim, Sanayi ve Teknoloji Bakanlığı'na bağlı olarak görevini yerine getirmektedir. 1990 yılında kuruluşu tamamlanmıştır.
Ülkemizde sosyal ihtiyaçların ve ekonominin karşılanabilmesi adına orta ve küçük ölçekli işletmelerin etkisi ve sanayideki payını artırmak amacıyla kurulmuştur. KOSGEB ayrıca bu işletmelerin rekabet güçlerini ve seviyelerini artırma amacına da hizmet etmektedir. Bir diğer hizmeti ise; KOBİ 'lerin rekabet düzeyini artırmak ve ihracat, kurumsallaşma ve Ar-Ge gibi mevzularda kendilerini geliştirmelerine yardımcı olmaktır.