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SSK, SGK ve Bağkur'dan emekli maaşı alanlar ve alacak olanlar bu haber sizleri ilgilendiriyor. Emekli maaşı alan ve alacak olanların her an araştırdığı emekli promosyon ücretleri belirlenmeye başladı. Banka lar emekli maaşı için emeklilere çeşitli teklifler sunarken bankaların emekli maaşı promosyon yarışından en karlı emekliler çıktı. Ülke genelinde milyonlarca emekli maaşı alan vatandaş emekli maaşını nasıl arttırabileceğini araştırırken emekli maaşı alan ve alacak olanlara en fazla ek ödemenin 2020 yılında yapılacağı duyuruldu. Emekli maaşı bağlanan herkes seçtiği bankaya '3 yıl maaşımı sizden alacağım' taahhüdünü vererek alabiliyor.. Taahhüt süresi sona ereceği için emeklinin bankasını değiştirmesi mümkün.
DETAYLAR İÇİN BİR SONRAKİ SAYFAYA GEÇİNİZ
BANKALARIN EMEKLİ MAAŞI PROMOSYON YARIŞI EMEKLİLERE YARADI
Emekli maaşı alan ve alacak olanların her gün araştırdığı emekli maaşı promosyon tutarları netleşmeye başladı. Banka lar emekli maaşı için emeklilere çeşitli teklifler sunarken bankaların emekli maaşı promosyon yarışından en karlı emekliler çıktı.
Sosyal Güvenlik Kurumu (SGK ) tarafından 2017 yılının şubat ayında bankalarla protokol imzalanarak promosyon anlaşması yapılmıştı. Emekli maaşı alanların çoğu 2017 yılının mart ayından itibaren maaşlarını bankalardan almaya başlarken aynı zamanda promosyon almıştı. 3 yıl bounca maaşı aynı bankadan alanlar şimdi yeniden istedikleri bankalara başvuru yaparak yeniden ek ödeme alma fırsatını yakalayacak. Maaşlarını bankalardan alan emeklilerin yeni ek ödemeleri şubat ayı sonunda verdikleri yeni taahhüt sonrasında yapılacak
EMEKLİ MAAŞI PROMOSYON BAŞVURU ŞARTLARI NELER?
Emekli maaşı alan ve alacakların en fazla merakla araştırdığı emekli maaşı promosyon başvuru şartları ise sadece seçilen banka ya '3 yıl maaşımı sizden alacağım' taahhüdünü vermek. Emekli maaşı promosyon almak için emeklilerden ek olarak fatura, kredili hesap gibi şartlar aranmıyor.
EMEKLİ MAAŞI ALANLARA 2 BİN LİRA EK ÖDEME YAPILACAK!
Emekli maaşı alan ve alacak olanlara 2020 yılında da iki defa bin liradan ikin bin lira ek ödeme yapılacak. İki defa bayram ikramiyesi alacak olan emekli maaşı alanlar verilen bu ek ödemelerle nefes almış olacaklar. İlk ek ödemeyi emekli maaşı alan ve alacak olanlar 18-22 Mayıs tarihlerinde alırken ikinci ek ödemeyi ise 27-30 Temmuz tarihleri arasında almaları bekleniyor.
EMEKLİ MAAŞI ALAN VE ALACAK OLANLAR 2020 YILINDA 4 BİN 500 LİRA EK ÖDEME ALACAK
2020 yılında emekli maaşı alanlar ve alacak olanlar Ramazan ve Kurban bayramı öncesinde alacakları 2 bin lira ek ödeme ve promosyonlarla birlikte TEB Bankası tarafından verilen promosyonu alan ve emekli maaşı alan en az 10 arkadaşını bankadan maaş çekmeye ikna eden emeklilere 2 bin 500 lira emekli maaşı promosyonu verilecek. Bu ödemelerle birlikte emekli maaşı alan ve alacak olanlara 2020 yılı içinde toplamda 4 bin 500 lira ek ödeme alacak.
TEB'den emeklilere 2 bin 500 TL'ye varan promosyon
Türk Ekonomi Banka sı (TEB ), yeni kampanyası ile emekli maaşını taşıyan ve 10 emekliyi TEB Emekli Bankacılığı ailesine katan müşterilerine 2 bin 500 TL'ye varan promosyon verecek.
TEB'den yapılan açıklamaya göre, banka, emekliler için yeni bir kampanyayı daha hayata geçiriyor.
TEB'in, 10 Şubat itibarıyla Sosyal Güvenlik Kurumu (SGK ) emeklisi olup emekli maaşını taşıyan müşterilerine yönelik başlattığı kampanya kapsamında, maaşı 999 TL'ye kadar olan emekliler 850 TL, 1000 TL ile 1999 TL arasında maaş alan emekliler ise 925 TL promosyon avantajından yararlanacak. Emekli maaşı 2 bin TL ve üzeri olan emekliler ise 1000 TL promosyon alabilecek. TEB'in kampanyasından yararlanmak isteyen emeklilerin en az 2 adet yeni otomatik fatura ödeme talimatı vermesi ve ayrıntılı bilgi için TEB şubelerine başvurması gerekiyor.
Ayrıca TEB, yakınlarına tavsiye ederek TEB Emekli Bankacılığı ailesine katan müşterilerine de kişi başına 150 TL toplamda 1500 TL'ye varan ödeme yapıyor. Böylelikle emeklilerin alabileceği promosyon 2 bin 500 TL'ye kadar çıkıyor.
Emekli müşterileri için özel müşteri hizmeti hattı da kuran TEB, emeklilerin bu hattan ve internet bankacılığından yapacakları EFT ve havale işlemlerinden ücret almıyor. TEB şubelerinde öncelikli hizmet, kredi kartı ücret muafiyeti, günlük nakit çekim imkanı sunan Marifetli Hesap ile birikimlerine yüksek faiz ve ATM'lerden yüksek çekim limiti, TEB'in emeklilere özel paketinde yer alan diğer hizmetler arasında yer alıyor.
Şubat ayı içerisinde TEB Emekli dünyasına katılan müşteriler ayrıca, TEB kredi kartlarına başvuru yapması durumunda onaylanan kredi kartları ile yapacakları market harcamalarında 150 TL'ye varan indirime de hak kazanıyor.
BANKALARDAN PROMOSYON AÇIKLAMASI
TBB'den emeklilere promosyon ödemesi görüşmeleri açıklaması: Türkiye Banka lar Birliği (TBB), emeklilere promosyon ödemesi görüşmesine ilişkin herhangi bir çalışma veya görüşmesi yapılmadığını belirtti.
TBB'den yapılan açıklamada, emeklilere ödenecek promosyon rakamının belirlenmesi amacıyla ilgili kurum ve kuruluşların TBB ile görüşmeler yaptığına ilişkin basın kuruluşlarınca haberler yapıldığı ifade edildi.
Açıklamada, Türkiye Bankalar Birliği'nin bu konuda herhangi bir çalışması veya görüşmesi bulunmadığı bildirildi.
REKABET KATKISI
Uygulamanın başladığı Mart 2017 'de ödeme alan emekliler, ikinci promosyon için gün sayıyor. Milyonlarca emekli Mart 2020'den itibaren yeniden ödeme almaya hazırlanırken, tutara zam beklentisi taşıyor. Sosyal Güvenlik Kurumu 'nun bankalarla masaya oturarak taban promosyonda artışa gitmesi beklentisi bulunuyor. Ayrıca bazı bankaların rekabetle promosyonda 700 liranın üstüne çıkması bekleniyor.
2020 HANGİ BANKA NE KADAR EMEKLİ PROMOSYON ÖDEMESİ YAPACAK?
2020 emekli promosyon ödemeleri için banka lar son tekliflerini birer birer oluşturmaya başladı. Yeni yılda emekli promosyon tekliflerinin yanı sıra yakınını getirene de ek ödeme teklifi hazırlayan banklar, yeni dönemde emeklilerle yeni sözleşme imzalamaya hazırlanıyor.
EMEKLİ PROMOSYON ÜCRETLERİ NE KADAR OLDU?
AKBANK: 450 liraya varan ödeme yapıyor. Tüm ATM'lerden ücretsiz para çekme, bedava havale ve EFT, bireysel kredilere özel faiz oranı gibi imkanlar sunuyor. Emekliler, maaşları yatmadan 2 gün önce hesaptan para çekebiliyor.
FİBABANKA: Maaşa göre 330, 415, 500 lira promosyon ödemesi yapıyor.
DENİZBANK: 450 liraya varan ödeme yapıyor. Emekli maaşı müşterisi kazandıranlara da 100 lira veriyor. Alışveriş ve faturalarda indirim, özel faizli kredi gibi uygulamaları var.
ING: 450 liraya varan ödemeye ek olarak emekliler, 2 otomatik fatura talimatı vererek 250 lira, bir emekli arkadaşını ING'ye getirerek 150 ve ING Mobil kullanarak 50 lira ek nakit promosyon kazanabiliyor.
İŞ BANKASI: 450 liraya varan ödeme yapıyor. Kredi kartı ücreti almıyor, özel faiz, ücretsiz havale ve EFT imkanları sağlıyor.
HALKBANK: 1.000 TL altında emekli maaşı alanlara 300 TL, 1.000 TL ile 2.000 TL arasında emekli maaşı alanlara 375 TL, 2.000 TL üzerinde emekli maaşı alanlara ise 450 TL tutarında promosyon ödemesi yapılıyor.
Emekliler promosyondan nasıl yararlanıyor?
Emekli maaşı bağlanan herkes seçtiği banka ya '3 yıl maaşımı sizden alacağım' taahhüdünü vererek alabiliyor..
İkinci promosyon ne zaman ödenecek?
Emekliler için promosyon 2017'nin Şubat ayı sonunda hayata geçti. Bu tarihte başvurup promosyonu alanların 3 yıllık taahhüt süresi bu yıl doluyor. Yani Şubat sonundan itibaren ödemeler başlayacak. Emekliler, taahhüt süreleri dolar dolmaz yeni promosyon için başvurabilecek. Örneğin; 20 Şubat 2017'de bankayla protokol imzalayan emekli 20 Şubat 2020'den, 15 Mart 2017'de taahhüdünü veren ise 15 Mart 2020'den itibaren yeniden 3 yıllık taahhüt verip yeni promosyonu alabilecek.
Aynı bankada devam etmek şart mı?
Taahhüt süresi sona ereceği için emeklinin bankasını değiştirmesi mümkün. Emekli, mevcut bankasıyla devam edebileceği gibi, isterse de cazip kampanyalar hazırlayan başka bankaları seçebilecek..
Banka nasıl değiştirilir?
Maaşın yatırılması istenen banka nın herhangi bir şubesine başvurmak yetiyor. e-Devlet'ten de işlem kolayca yapılabiliyor.
Tutar artacak mı?
SGK 'nın bankalarla yaptığı protokol ile 3 yıllık dönem için promosyon tutarları belirlenmişti. Bu doğrultuda, bankalar aylığı bin liranın altında olanlara 300, bin-2 bin lira arasında olanlara 375, 2 bin liranın üzerinde olanlara ise 450 lira ödedi. Bazı bankalar ise emekli müşteri çekmek için kampanyalarla tutarı bin 250 liraya kadar yükseltti.
SGK, Şubat'ta yeniden bankalarla masaya oturarak yeni protokol imzalayacak. Bu protokolde belirlenecek tutar da taban tutar olacak. İsteyen bankalar halen olduğu gibi kampanyalarla daha yüksek ödeme yapabilecek. Taban promosyon tutarlarının 500- 600 lira seviyesine çıkması bekleniyor..