Emeklilik sürecinde bazı özel durumlar, bireylere erken veya kolay bir emeklilik imkanı sunuyor. İşte emeklilikte yeni yollar ve bu yolların detayları:
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Emeklilik sürecinde bazı özel durumlar, bireylere erken veya kolay bir emeklilik imkanı sunuyor. İşte emeklilikte yeni yollar ve bu yolların detayları:
Çocuklar Avantaj: Kadın çalışanlar için çocukları üzerinden prim kazanma imkanı sunuluyor. Bu imkan, 3 çocuğa kadar borçlanma ile 2160 gün, yani 6 yıl ek prim kazandırıyor. Böylece, çocukları olan bir anne, yaş ve prim yılı dolmuş olsa dahi 3 çocuğu varsa 6 yıl erken emekli olabiliyor. Tek şart ise çocukların sigortadan önce doğmuş olması.
Askerlik Öne Çeker: Erkekler için askerlik süreleri, yaş ve prim kazanma imkanı sağlıyor. Sigortalı olmadan önce yapılan askerlik için borçlanma işlemi, sigorta giriş tarihini borçlanılan gün kadar geriye çekiyor. Bu sayede en az 1 yaş önce emeklilik imkanı elde edilebiliyor.
10 Yıl Prim Yeterli: Kısmi emeklilik, 15 yıl ve 3600 günü dolduranlar için daha fazla çalışmadan emeklilik imkanı sunuyor. Kadınlar için yaş şartı 58, erkekler için ise 60'tan başlıyor. Bu imkan, 9 Eylül 1999 öncesi sigortalılar için geçerli. Sonrası için ise prim 4500'e, yıl şartı ise 25'e çıkıyor.
Yüzde 60 Rapor Yetiyor: Çalışırken iş yapabilme gücünü en az yüzde 60 kaybedenler, sağlık raporu alarak malulen emekli olabiliyor. Bu durumda en az 1800 gün prim yeterli oluyor.
Vergi İndirimi Yaş Sınırlarını Kaldırıyor: Engelli çalışanlar, en az yüzde 40 engellilik ile vergi indirimi aldıklarında yaş sınırlamasına bakılmaksızın 15 yıl ve 3600 güne kadar işe giriş tarihlerine göre emekli olabiliyorlar.
Yıprananlar İçin Kolaylık: Ağır işlerde çalışanlar, meslekleri gereği yıpranma riski taşıyanlar sigortalılık sürelerine belli oranda gün eklenerek ve işe giriş tarihini geriye çekerek emeklilik imkanına kavuşuyorlar.
Anne İçin Prim Avantajı: Muhtaç derecede engelli çocuğu bulunan annelerin, 1 Ekim 2008 sonrası primlerinin dörtte biri toplam primlerine ekleniyor. Bu süre, yaş şartından da düşülüyor.
Sigorta Primi Ödeme Başlangıç Tarihi Yıl Şartıyla Prim Gün Sayısı Emeklilik Yaşı Şartı
Erkek için,
31.12.2008 ve sonrası 7100 gün 60 yaş
09.09.1999 ~ 31.12.2008 7000 gün 60 yaş
24.11.1998 ~ 08.09.1999 25 yıl; 5975 gün 58 yaş
24.05.1997 ~ 23.11.1998 25 yıl; 5900 gün 57 yaş
24.11.1995 ~ 23.05.1997 25 yıl; 5825 gün 56 yaş
24.05.1994 ~ 23.11.1995 25 yıl; 5750 gün 55 yaş
24.11.1992 ~ 23.05.1994 25 yıl; 5675 gün 54 yaş
24.05.1991 ~ 23.11.1992 25 yıl; 5600 gün 53 yaş
24.11.1989 ~ 23.05.1991 25 yıl; 5525 gün 52 yaş
24.05.1988 ~ 23.11.1989 25 yıl; 5450 gün 51 yaş
24.11.1986 ~ 23.05.1988 25 yıl; 5375 gün 50 yaş
24.05.1985 ~ 23.11.1986 25 yıl; 5300 gün 49 yaş
24.11.1983 ~ 23.05.1985 25 yıl; 5225 gün 48 yaş
24.05.1982 ~ 23.11.1983 25 yıl; 5150 gün 47 yaş
24.11.1980 ~ 23.05.1982 25 yıl; 5075 gün 46 yaş
24.05.1979 ~ 23.11.1980 25 yıl; 5000 gün 45 yaş
09.09.1976 ~ 23.05.1979 25 yıl; 5000 gün 44 yaş
08.09.1976 ve öncesi 25 yıl; 5000 gün yaş şartı yok
Kadın için,
Sigorta Primi Ödeme Başlangıç Tarihi Yıl Şartıyla Prim Gün Sayısı Emeklilik Yaşı Şartı
31.12.2008 ve sonrası 7100 gün 58 yaş
09.09.1999 ~ 31.12.2008 7000 gün 58 yaş
24.05.1999 ~ 08.09.1999 20 yıl; 5975 gün 56 yaş
24.05.1998 ~ 23.05.1999 20 yıl; 5975 gün 55 yaş
24.05.1997 ~ 23.05.1998 20 yıl; 5975 gün 54 yaş
24.05.1996 ~ 23.05.1997 20 yıl; 5900 gün 53 yaş
24.05.1995 ~ 23.05.1996 20 yıl; 5825 gün 52 yaş
24.05.1994 ~ 23.05.1995 20 yıl; 5750 gün 51 yaş
24.05.1993 ~ 23.05.1994 20 yıl; 5675 gün 50 yaş
24.05.1992 ~ 23.05.1993 20 yıl; 5600 gün 49 yaş
24.05.1991 ~ 23.05.1992 20 yıl; 5525 gün 48 yaş
24.05.1990 ~ 23.05.1991 20 yıl; 5450 gün 47 yaş
24.05.1989 ~ 23.05.1990 20 yıl; 5375 gün 46 yaş
24.05.1988 ~ 23.05.1989 20 yıl; 5300 gün 45 yaş
24.05.1987 ~ 23.05.1988 20 yıl; 5225 gün 44 yaş
24.05.1986 ~ 23.05.1987 20 yıl; 5150 gün 43 yaş
24.05.1985 ~ 23.05.1986 20 yıl; 5075 gün 42 yaş
24.05.1984 ~ 23.05.1985 20 yıl; 5000 gün 41 yaş
09.09.1981 ~ 23.05.1984 20 yıl; 5000 gün 40 yaş
01.04.1981 ~ 08.09.1981 20 yıl; 5000 gün 38 yaş
01.04.1981 ve öncesi 20 yıl; 5000 gün yaş şartı yok