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SGK SSK ve Bağkur'lu erken emeklilik rehberi vatandaşlar tarafından ilgi görüyor. Bu anlamda erken emeklilik şartları araştırılıyor. Milyonlar ise erken emekli olmanın yollarını arıyor. Hizmet akdine bağlı olarak 4A, kendi nam ile hesabına bağlı olarak 4B ve kamu görevlisi statüsünde 4C sigorta lılık koluna mensup olan erkek çalışanlar askere gittikleri süre boyunca iş hayatına mola vermek zorundadırlar.
Sigortalılık Süresine Göre Rehber
SGK rehberine göre (takvim.com.tr) 23 Aralık 1970 doğumlu olan Kasım 1993 tarihinde askere giden birisi 1 Şubat 1996 tarihinde sigorta lı olarak işe başlarsa ve 6000 gün sigortalı süresi olan bir kişi askerlik borçlanması yapmazsa, 23.12.2026 tarihinde emekli olabilirken 1 günlük borçlanma ile yani 98,1 TL * % 32 = 31,39 TL ödeyerek 23.12.2024 tarihinde emekli olabilmektedir. Yani askerliğe başlama tarihi sigorta başlangıcı olarak hesaplanma yapıldığı için borçlanma halinde 2 yıllık bir kazanç sağlanabilmektedir.
Borçlanma ile Emeklilik
Erken emeklilik için hem kadınların hem de erkeklerin yararlanabildiği farklı durumlar bulunmakta olup bunlardan ilki kadınlar için doğum ve çocuk, erkekler için ise askerlik olarak yer alıyor. Burada doğum için kadın çalışanlara 3 çocuğa kadar borçlanmayla 2160 gün yani 6 yıl kazandırmakta olup 3 çocuğu olan bir anne 6 yıl erken emekli olabiliyor. Aynı şekilde askerlikte ise en az 1 yaş önce emeklilik elde edilebiliyor.
Normal Şartlarda Ne Zaman Emekli Olabilirim Öğren
Yoğun stres ve tempoda uzun yıllardır sürdürdüğünüz çalışma hayatınızda herkeste olduğu gibi sizin de doğal olarak en büyük arzunuz rahat ve yaşam kalitesi yüksek bir emeklilik hayatıdır. Eğer emekliliğiniz için şimdiden planlamalar yapıyorsanız, ne zaman emekli olacağınızı önceden bilmediğinizde/hesaplamanızda fayda var. Böylelikle emeklilik hayatınızdaki koşulları değiştirebilecek adımlar geç kalmadan atabilirsiniz. Ne zaman emekli olabileceğinizi Sosyal Güvenlik Kurumu 'nun e-Devlet Kapısı üzerinde hizmete sunduğu "Normal Şartlarda Ne Zaman Emekli Olabilirim" ekranından kolayca öğrenebilirsiniz.
Sosyal Güvenlik Kurumu'nun resmi internet sayfası üzerinden mevcut sigorta lılık bilgileriniz üzerinden hangi tarihte emekli olabileceğinizi öğrenebilirsiniz. Ancak ne zaman emekli olabilirim sorgulamalarında alacağınız sonuçlar ile SGK resmi verileri arasında farklılık olabileceğinden, kesin sonuç olmadığına dikkat etmelisiniz. Yine de buradan yapacağınız sorgulamalarda emeklilik tarihinizi kolayca hesaplayabilmeniz mümkündür.
Ne Zaman Emekli Olurum?
Ben 23.11.1969 doğumluyum. İlk 25.05.1992'de 25 gün SSK var. Daha sonra 06.12.1992'de esnaf olarak aktif Bağ-Kurluyum ve aralıksız devam ediyorum. 1989-1990 arası askerlik yaptım. Ne zaman emekli olabilirim? Ertan A.
SSK 'lı olarak ilk işe girişiniz, 25 günlük priminiz ve daha sonraki 06.12.1992 tarihli bağkur girişiniz ve toplam hizmetleriniz ile birlikte bağkurdan 9000 prim gün ve 53 yaş şartlarına tabisiniz. Prim gününüz tamamlanmış. Ancak 53 yaşınız 2022 yılında dolacağından emekli olacağınız tarih 23.11.2022 tarihi olacaktır. Fakat askerliği ödemeniz emeklilik tarihinizi etkileyeceğinden askerliği borçlanmanız halinde 52 yaşa tabi olabilir ve tam bir yıl önce yani 23.11.2021 tarihinde emekli olabilirsiniz. SSK'dan emeklilik durumunuza bakacak olursak; askerliği 18 ay değil de 12,5 aylık borçlanarak yine 52 yaşından emekli olabilirsiniz. Daha erken emekli olma şansına sahip değilsiniz. SSK'lı olarak emekli olabilmeniz için de yine son 3,5 yıl yani 1260 günü SSK'lı olarak çalışmanız gerekmektedir. 02.10.1977 doğumluyum. 20.10.1996 sigorta başlangıcım, 3726 gün primim var. 1997'de askere gittim. Ne zaman emekli olabilirim? Kayserili
İşe başlangıcınıza göre 25 yıl, 56 yaş ve 5825 prim gün şartlarına tabisiniz. 2099 gün daha prim ödeyerek 56 yaşınızın dolacağı 02.10.2033 tarihinde emekli olabilirsiniz. İşe giriş tarihiniz askerden önce olduğundan askerlik borçlanması yapmanız emeklilik yaşınızı etkilemez.