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TOKİ tarafından borcunu erken ödeyip tapusunu hemen almak isteyen konut ve iş yeri alıcılarına yönelik ikinci indirim kampanyası 23 Eylül 'de başlayacak. TOKİ Başkanı Ömer Bulut , "Finansal anlamda olumlu gelişmelerin yaşandığı ülkemizde enflasyon ve faizlerin düştüğü bu ortamda belirlediğimiz yüzde 22 indirim oranının vatandaşlarımızın lehine olduğunu düşünüyorum" dedi. TOKİ Başkanı Ömer Bulut, Başkanlık tarafından konut ve iş yeri alıcılarına yönelik her yıl yapılan indirim kampanyasına ilişkin açıklamalarda bulundu.
TOKİ KAMPANYASI 23 EYLÜL'DE BAŞLAYACAK
Bulut, konut sektörünün öncüsü ve sosyal devletin yansıması bir kurum olarak ekonomideki gelişmelere katkı sağlamak ve vatandaşların taleplerine cevap vermek için geri ödemeleri devam eden gayrimenkullere yönelik indirim kampanyası düzenlediklerini söyledi. Borcunu erken kapatıp tapusunu almak isteyen konut ve iş yeri alıcılarından indirim kampanyasına yoğun talep geldiğini belirten Bulut, vatandaşların beklentileri üzerine 2019 yılı için indirim kampanyasının ikincisini düzenlemeye karar verdiklerini, bu kampanyada da indirim oranın yüzde 22 olduğunu dile getirdi.
Kampanyada esnek ödeme kolaylığı
Bulut, indirim kampanyasından yararlanmak isteyen konut ve iş yeri alıcılarının 23 Eylül -18 Ekim'de ilgili banka ya başvuruda bulunabileceğini dile getirerek, "Kampanyadan yararlanıp tapularını hemen almak isteyen vatandaşlarımızın son başvuru tarihine kadar başvurularını yapması gerekir. Bu tarihten sonra yapılacak borç kapatmalarında söz konusu indirim oranından yararlanılması mümkün olmayacak." dedi.
Bu yıl ikincisini düzenledikleri indirim kampanyasında esnek ödeme planı uyguladıklarını vurgulayan Bulut, şöyle konuştu:
"Kampanyamızdan bütün borç bakiyesini kapatamayacak vatandaşlarımız da yararlanabilecek. Borcun tamamını kapatamayacak vatandaşlarımız borç bakiyesinin yüzde 25'inden az olmamak şartıyla yaptıkları peşin ödemelerde yüzde 22 indirim kampanyasından faydalanabilecek. Finansal anlamda olumlu gelişmelerin yaşandığı ülkemizde enflasyon ve faizlerin düştüğü bu ortamda belirlediğimiz yüzde 22 indirim oranının vatandaşlarımızın lehine olduğunu düşünüyorum."
Bulut, indirim uygulaması kapsamına alınan projelerdeki konut ve iş yeri alıcılarının başvuru tarihi itibarıyla TOKİ 'ye ödemekle yükümlü oldukları aidat, emlak vergisi gibi herhangi bir borcunun bulunmaması gerektiğini vurguladı.
Aracı bankalardan konut kredisi kullanılabilecek
Kampanyadan satışları 2018'in Haziran ayının 30. gününe kadar vadeli olarak idareden konut ve iş yeri satın almış olup, geri ödeme taksitleri en geç 30 Haziran 2018'den önce başlamış konut ve iş yerleri alıcılarının yararlanabileceğini belirten Bulut, vadesi 12 ay ve daha az kalan projelerin indirim kampanyasına dahil edilmediğini söyledi.
TOKİ Başkanı Bulut, kampanya kapsamındaki konut alıcılarının borç bakiyelerini kapatarak söz konusu indirimden faydalanmak istemeleri halinde gayrimenkul satış sözleşmesini imzaladıkları aracı banka lardan konut kredisi kullanabileceklerini dile getirdi.
TOKİ ALT GELİR GRUBU ve EMEKLİ BAŞVURU ŞARTLARI
Projeye başvuru yapabilmek için, başvuru sahibinin; T.C. vatandaşı olması, Projenin bulunduğu il/ilçe sınırları içerisinde 1 yıldan az olmamak koşulu ile ikamet ediyor olması veya projenin bulunduğu il nüfusuna kayıtlı olması (Şehit Aileleri , Harp ve Vazife Malulleri ile Dul ve Yetimleri kategorisinde başvuracakların en az 3 yıldır ikamet ediyor olması veya il nüfusuna kayıtlı olması gerekmektedir), Toplu Konut İdaresinden konut satın almamış olması ve Toplu Konut İdaresinden konut kredisi kullanmamış olması (Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimleri kategorisi hariç), Kendisine eşine ve/veya velayeti altındaki çocuklara ait tapuda kayıtlı kat irtifaklı / kat mülkiyetli bağımsız bir bölümünün veya müstakil bir konutunun (tarla, bağ, bahçe, köy evi ve işyeri hariç) olmaması, (Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimleri kategorisi hariç) (Başvuru sahibinin hisseli olarak sahip olduğu gayrimenkuller hariç)
Başvuru tarihi itibariyle 25 yaşını doldurmuş olması (Eşi vefat etmiş olan çocuklu dul bayanlarda yaş şartı aranmamaktadır.), Aylık hane halkı gelirinin, en fazla net 4.500 TL olması (Başvuru sahibinin, eşinin ve velayeti altındaki çocuklarının gıda, yol, vs. her türlü aldıkları yardımlar dahil olmak üzere toplam hane halkı aylık net gelirinin en fazla 4.500 TL olması gerekmektedir.) (İstanbul ilinde gelir şartı 4.800 TL olarak uygulanmaktadır.), Bir hane halkı adına -yani kişinin kendisi, eşi ve velayeti altındaki çocukları- yalnızca bir adet başvuru yapması, gerekmektedir. Ayrıca, yukarıdaki başvuru şartları na sahip olan; 1. Kategori olan"Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimlerinin" , 2. Kategori olan"En az %40 Engelli Vatandaş larımızın" 3. Kategori olan "Emekli Vatandaşlar"ın 4. Kategori olan "Diğer alıcı adaylarının" başvuruları ayrı olarak 4 kategoride kabul edilecektir.
BAŞVURU İÇİN GEREKLİ BELGELER Başvuru sahipleri, Kimlik Fotokopisi, Şehit Aileleri , Harp ve Vazife Malulleri ile Dul ve Yetimleri, kredi kullanım durumuna göre T.C. Emekli Sandığından alacakları "Hak Sahipliği Belgesi" Engelli vatandaş larımız, Engelli ve Yaşlı Hizmetleri Genel Müdürlüğü tarafından verilen kimlik kartının fotokopisi veya tam teşekküllü bir devlet hastanesinden alınmış sağlık heyet raporunu (en az % 40 engelli olduğuna dair), Emekli vatandaşlarımız, Sosyal Güvenlik Kurumundan alınan Emekli Kimlik Belgesini veya belgesi henüz çıkmadı ise emekli olduğunu gösteren belge veya yazıyı, İbraz edeceklerdir.
KURA ÇEKİLİŞİ Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimlerine kuraya girmeden konut alma hakkı tanınacak, ancak bu kişilerin konutları öncelikli olarak kura ile belirlenecektir. Engelli vatandaşlarımıza konut sayısının %5'i kadar kontenjan ayrılacak ve hak sahipleri kura ile belirlenecektir. Kura sonucu bu kategoriden hak sahibi olamayan başvuru sahipleri diğer alıcılar kategorisindeki başvuru sahipleri ile birlikte tekrar kuraya tabi tutulacaktır. Emekli vatandaşlarımıza konut sayısının %25'i kadar kontenjan ayrılacak ve hak sahipleri kura ile belirlenecektir. Kura sonucu bu kategoriden hak sahibi olamayan başvuru sahipleri diğer alıcılar kategorisindeki başvuru sahipleri ile birlikte tekrar kuraya tabi tutulacaktır. Diğer başvuru sahipleri, İdaremiz genel uygulamalarında olduğu üzere başvuru sayısına göre gerektiği takdirde kura ile belirlenecektir.
Kura çekim işlemleri belirlenen kategori önceliğine göre gerçekleştirilecektir. Sırada Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimlerin konutları, Sırada Engelli Vatandaşlarımızın konut Alma hakkı ve konut belirleme kurası Sırada Emekli Vatandaşlarımızın Konut Alma Hakkı ve Konut Belirleme kurası, Sırada Diğer başvuru sahiplerinin Konut Alma Hakkı ve Konut Belirleme kurası
SÖZLEŞME İMZALAMA AŞAMASINDA İBRAZ EDİLECEK BELGELER
1. İl/ilçe Nüfus Müdürlüğünden onaylı vukuatlı nüfus kaydı ve adrese dayalı kayıt sistemine göre alınacak olan il sınırları içerisinde 1 (bir) yıldan az olmamak koşulu ile ikamet ettiğini kanıtlayacak belge (Şehit Aileleri , Harp ve Vazife Malulleri ile Dul ve Yetimleri kategorisinde başvuranlar 3 (üç ) yıl ikamet ettiğini kanıtlayacak belgeyi) ibraz edecektir
2. 1.Kategori Şehit Aileleri, Harp ve Vazife Malulleri ile Dul ve Yetimleri hariç olmak üzere diğer 3 kategoriden hak sahibi olarak belirlenen vatandaşlar, İl/ilçe Tapu Sicil Müdürlüğünden başvuru sahibinin, kendisine, eşine ve/veya velayeti altındaki çocuklarına ait tapuda kayıtlı kat irtifaklı / kat mülkiyetli bağımsız bir bölümünün veya müstakil bir konutunun (tarla, bağ, bahçe, köy evi ve işyeri hariç) bulunmadığına dair belgeyi ilan edilen tarihlerde ibraz ederek başvuru şartları na sahip olduklarını kanıtlayacaklardır. Kanıtlayamayanların hakları iptal edilecektir
3. Hane halkı gelirinin en fazla net 4.500 olduğunu kanıtlayan gelir belgeleri, Başvuru sahibi evli ise kendisi ve eşinden çalışan varsa kendisinin ve eşinin ayrı ayrı gelirini kanıtlayan belgeler (tabi olarak çalıştıkları sosyal güvenlik kurumlarından çalıştığına dair alınan belgeler ile maaş bordroları, maaş belgeleri, vb.)
Başvuru sahibi veya eşinden herhangi biri çalışmıyorsa Sosyal Güvenlik Kurumundan çalışmadığına dair belgeleri, Başvuru sahibi emekli ise, Sosyal Güvenlik Kurumundan alınan maaş dökümü veya emekli maaşının yatırıldığı banka hesap ekstresi.
Gerekli görüldüğünde ek belge istenebilecektir.
TOKİ NEDİR?
TOKİ açılımı Toplu Konut İdaresi Başkanlığıdır. Kurum 1984 yılında Başbakan Turgut Özal'ın talimatıyla kuruldu. Fakat o dönemde ki mali kaynak yetersizliğinden dolayı yeterli konut hizmeti sağlanamamıştır. 2002 yılına kadar sadece 43.145 bina inşa edildi. Daha sonra planlı kentleşme ve konut seferberliğinin başlatılmasıyla kurum büyük bir atılım gerçekleştirdi. Bununla beraber TOKİ doğrudan başbakanlığa bağlandı. Ayrıca konut üretiminin yanında yurt, otel, kütüphane, cami, stadyum, üniversite gibi birçok alanda da hizmet vermektedir. 12 Şubat 2012 yılına kadar 81 ilde 524.698 konut yapılarak sahiplerine teslim edildi. 2023 yılında bu sayının 1 milyon konuta ulaşması hedefleniyor. Ancak TOKİ'den ev alabilmek için bazı şartlar gerekli. Bunlar:
- TC vatandaşı olmak.
- Ev almak istediğiniz bölgede 1 yıldan fazla bir süre oturmuş olmak
- Daha önce TOKİ'den ev almamış olmak
- Üzerinize ait bir mal varlığının bulunmaması
- Aylık net gelirinizin 2600 lirayı geçmemesi