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Konut kredisi faiz oranları Merkez Banka sı faiz kararından sonra hızla düşmeye başladı. Kamu ve özel bankalar bir bir kredi faiz oranlarını düşürdü. Konut satışlarında vatandaşların yüzü güldü ve adeta patlama yaşandı. Bu bankalardan konut kredisi alırken dosya masrafı, konut sigorta sı gibi bazı ek ödemelerde yapmanız gerekiyor.
Ziraat Bankası Konut Kredisi Masrafları Kaç Lira?
Dosya Masrafı, Ekspertiz Ücreti ve Diğer Masraflar
Ziraat Bankası konut kredisi faiz oranı yüzde 0.99
Ziraat Bankası DASK Ücreti 45 Lira
Ziraat Bankası Konut Kredisi Ekspertiz Ücreti 573 Lira (taban fiyatı 2 bin 68 lira olarak uygulanmaktadır)
Ziraat Bankası Konut Kredisi Hayat Sigortası Ücreti 216 Lira (yıllık olarak tahsil edilmekte, yaşa göre hesaplanmaktadır)
Ziraat Bankası Konut Kredisi İpotek Tesis Ücreti 153,40 Lira
Ziraat Bankası konut sigortası 180 Lira
Ziraat Bankası konut kredisi dosya masrafı 1.000 TL (kredi tutarı üzerinden 0,50 olarak tahsil edilmektedir)
olmak üzere toplam 2 bin 167,40 Lira Yıllık Kredi Maliyet Oranı 12,89
Halkbank Konut Kredisi Masrafları Kaç Lira?
Dosya Masrafı, Ekspertiz Ücreti ve Diğer Masraflar
Halk Bankası konut kredisi faiz oranı yüzde 0.99
Halk Bankası DASK Ücreti 45 Lira
Halk Bankası Konut Kredisi Ekspertiz Ücreti 800 Lira
Halk Bankası Konut Kredisi Hayat Sigortası Ücreti 216 Lira (yıllık olarak tahsil edilmekte, yaşa göre hesaplanmaktadır)
Halk Bankası Konut Kredisi İpotek Tesis Ücreti 155,76 Lira
Halk Bankası konut sigortası 180 Lira
Halk Bankası konut kredisi dosya masrafı 1.000 TL (kredi tutarı üzerinden 0,50 olarak tahsil edilmektedir)
olmak üzere toplam 2 bin 396,70 Lira yıllık toplam maliyet oranı yüzde 12,8541
Vakıfbank Konut Kredisi Masrafları Kaç Lira? Dosya Masrafı, Ekspertiz Ücreti ve Diğer Masraflar
Vakıfbank konut kredisi faiz oranı yüzde 0.99
Vakıfbank DASK Ücreti 45 Lira
Vakıfbank Konut Kredisi Ekspertiz Ücreti 950 Lira
VakıfbankKonut Kredisi Hayat Sigortası Ücreti 306 Lira (yıllık olarak tahsil edilmekte, yaşa göre hesaplanmaktadır)
VakıfbankKonut Kredisi İpotek Tesis Ücreti 155,76 Lira
Vakıfbank konut sigortası 180 Lira
Vakıfbank konut kredisi dosya masrafı 1.000 TL (kredi tutarı üzerinden 0,50 olarak tahsil edilmektedir)
olmak üzere toplam 2 bin 636,76 Lira yıllık toplam maliyet oranı yüzde 12.9538
Garanti Bankası Konut Kredisi Masrafları Kaç Lira?
Dosya Masrafı, Ekspertiz Ücreti ve Diğer Masraflar
Garanti Bankası konut kredisi faiz oranı yüzde 1.41
Garanti Bankası DASK Ücreti 45 Lira
Garanti Bankası Konut Kredisi Ekspertiz Ücreti 715 Lira
Garanti Bankası Konut Kredisi Hayat Sigortası Ücreti 216 Lira (yıllık olarak tahsil edilmekte, yaşa göre hesaplanmaktadır)
Garanti Bankası Konut Kredisi İpotek Tesis Ücreti 225 Lira
Garanti Bankası konut sigortası 180 Lira
Garanti Bankası konut kredisi dosya masrafı 1.000 TL (kredi tutarı üzerinden 0,50 olarak tahsil edilmektedir)
olmak üzere toplam 2 bin 381 Lira yıllık toplam maliyet oranı yüzde 19.2227
Mortgage alırken birçok vatandaş yanlış yapmakta, yalnızca banka ların reklam olarak ilan ettiği faiz oranlarını karşılaştırarak karar vermektedir. Oysa, faiz ödeyeceğiniz tek masraf değildir.