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Türkiye 'nin farklı noktalarında konut inşasına devam eden Toplu Konut İdaresi Başkanlığı (TOKİ ), bu yıl özellikle emekli ve dar gelir grubuna odaklandı. Emekli, kesime hitap eden konutlar 1+1, 2+1, 3+1, 4+1 olarak satışa sunuluyor. Farklı konut seçeneklerinin yer aldığı projelere başvurmak isteyenlerin aylık hane halkı gelirinin, en fazla 4 bin 500 TL olması gerekiyor. Bu arada Çevre ve Şehircilik Bakanlığı Toplu Konut İdaresi Başkanlığı (TOKİ), 19 ilde 186 iş yeri ile 15 ildeki 56 konutu açık artırma yöntemi ile satışa sundu. İşte TOKİ'den 310 lira taksitle ucuz konut başvuru şartları...
TOKİ KONUT İLANLARI İÇİN TIKLAYINIZ
TAKSİTLER 310 LİRADAN BAŞLIYOR
Birçok ilde konutlarını satışa çıkaran TOKİ, kasım itibarıyla1981 konutu daha satışa sundu. 24 ilde hayata geçirilen konut projeleri, özellikle emekli vatandaşlar için önemli bir fırsat sunuyor. Evlerin taksiti emeklilerin bütçesine uygun olacak şekilde 80 bin liradan, taksitler de 310 liradan başlayarak artıyor. 20 yıla kadar yani 240 ay vade seçeneğiyle ödeme imkanı sunan TOKİ, hiç evi olmayan emeklileri konut sahibi yapıyor. İnşa ettiği konutları sadece bir bina olarak değil, kazandırdığı yan alanlarla birlikte bir sosyal yaşam alanına dönüştürüyor.
DETAYLAR İÇİN BİR SONRAKİ SAYFAYA TIKLAYINIZ
TOKİ BAŞVURU ŞARTLARI NELER?
Emeklilere özel TOKİ fırsatlarından faydalanmak isteyenlerin bazı şartları taşıyor olması gerekiyor. Başvuru sahibinin; T.C. vatandaşı olması, projenin bulunduğu il/ilçe sınırları içinde bir yıldan az olmamak koşuluyla ikame ediyor olması veya projenin bulunduğu il nüfusuna kayıtlı olması gerekiyor. Daha önce TOKİ'den konut ve konut kredisi almamış olmak, kendisine, eşine veya velayetindeki çocuklara ait mülkiyetin olmaması da diğer şartlar arasında yer alıyor.
GELİR SINIRINA DİKKAT
Emekli, kesime hitap eden konutlar 1+1, 2+1, 3+1, 4+1 olarak satışa sunuluyor. Farklı konut seçeneklerinin yer aldığı projelere başvurmak isteyenlerin aylık hane halkı gelirinin, en fazla 4 bin 500 TL olması gerekiyor. Konutlar için Halkbank veya Ziraat Bankası şubelerine başvurulması gerektiğini belirten TOKİ Başkanı Ergün Turan, "Vatandaşlarımız diğer detayları '444 86 54' numaralı ALO TOKİ hattından öğrenebilir" dedi.
TOKİ KONUTLARI AÇIK ARTTIRMA İLE SATACAK
Çevre ve Şehircilik Bakanlığı Toplu Konut İdaresi Başkanlığı (TOKİ ), 19 ilde 186 iş yeri ile 15 ildeki 56 konutu açık artırma yöntemi ile satışa sundu. TOKİ yetkililerinin verdiği bilgiye göre, açık artırma 10 Aralık Salı günü saat 11.00'de TOKİ'nin Ankara Bilkent'teki merkez binası ve Van Erciş Hükümet Konağı'nda düzenlenecek.
Alıcılar, Adana, Ankara, Antalya, Balıkesir, Bilecik, Bitlis, Çankırı, Çorum, Düzce, İstanbul, Kırşehir, Kütahya, Manisa, Ordu, Samsun, Sivas, Tokat, Trabzon ve Van'da satışa sunulan 186 iş yerine yüzde 10, 15, 25 peşin, 120 ay vade ile sahip olabilecek.
Açık artırmaya sunulan 56 konut, Adana, Ankara, Balıkesir, Bursa, Denizli, Diyarbakır, Düzce, Edirne, İstanbul, İzmir, Kocaeli, Malatya, Manisa, Niğde ve Tunceli şehirlerinde bulunuyor. Alıcılar konutlara yüzde 25 peşin, 120 ay vade, Ankara Kuzey Kent Projesi'nde satışa sunulan 14 konuta ise yüzde 10 peşin 96 ay vade, yüzde 15 peşin 108 ay vade ve yüzde 25 peşin 120 ay vade seçenekleriyle sahip olabilecek. Açık artırmaya ilişkin bankacılık hizmetleri, Türkiye Halk Bankası ve T.C. Ziraat Bankası tarafından yürütülecek. Başvurular/teminatlar, anılan bankaların tüm şubeleri aracılığıyla kabul edilecek. Ayrıca, açık artırma (teklif alma) gününde de başvuru kabul edilecek.
TOKİ FAİZSİZ KONUT KREDİSİ KİMLERE VERİLİR?
5434 sayılı Türkiye Cumhuriyeti Emekli Sandığı Kanununun 56 ncı maddesi ile mülga 45 inci ve 64 üncü maddelerine, 5510 sayılı Sosyal Sigortalar ve Genel Sağlık Sigortası Kanununun 47 nci maddesine ve 2330 sayılı Nakdi Tazminat ve Aylık Bağlanması Hakkında Kanuna göre veya 2330 sayılı Kanun hükümleri uygulanarak aylık bağlanmasını gerektiren kanunlara göre harp veya vazife malulü olmaları sebebiyle kendilerine aylık bağlananlara bir konut ile sınırlı olmak kaydıyla Toplu Konut İdaresince faizsiz olarak kredi verilir. Aynı kanunlar kapsamına giren sebeplerle hayatını kaybedenlerin dul ve yetimleri ile harp veya vazife malullüğü aylığı almaktayken faizsiz kredi hakkından yararlanmaksızın hayatını kaybedenlerin dul ve yetimleri için ise; bir konut ile sınırlı olmak üzere, öncelikle dul eşine, eşi hayatta değilse veya evlenmişse kredi kullanacak çocuklardan en az birisinin yetim aylığı almakta olması kaydıyla aylık bağlanma koşullarına bakılmaksızın talepte bulunan çocuklarına müştereken, bu kişiler bulunmadığı takdirde de öncelikle anaya olmak üzere ana veya babasına konut sahibi yapmak amacıyla Toplu Konut İdaresince faizsiz olarak kredi verilir.
Ayrıca 667 sayılı KHK ve 675 sayılı KHK ile 15 Temmuz darbe girişiminde hayatını kaybedenlerin hak sahipleri ile, malul olan ve malul sayılmayacak derecede yaralanan vatandaşlarımıza da faizsiz konut kredisinden yararlanma imkanı sağlanmıştır.
Harp veya vazife malulü sayılanlardan sınıf veya görev değiştirerek çalışmaya devam eden kamu görevlileri ile ilgili mevzuatına göre aylık bağlanan malullerden, 5510 sayılı Kanunun 4 üncü maddesi kapsamında çalışmaya başlamaları nedeniyle ödenmekte olan aylıkları kesilenler de birinci fıkra hükmünden yararlanırlar. Toplu Konut İdareleri tarafından Şehit Ailelerine Harp ve Vazife Malulleri ile Dul ve Yetimlerine Açılacak Faizsiz Konut Kredisi Hakkında Yönetmelik 13.02.2014 tarih ve 28912 sayılı Resmi Gazete'de yayımlanarak yürürlüğe girmiştir. Uygulamalar ilgili yönetmelik hükümleri doğrultusunda yapılmaktadır.
Kaynak: güneş