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Ziraat Banka sı, Halkbank , Vakıfbank Temel İhtiyaç Kredisi ödeme tarihi milyonlarca vatandaş tarafından merak ediliyor. Bu anlamda Temel İhtiyaç Kredi'si hakkında detaylı bilgi almak isteyen kişiler arama motorlarında yoğun olarak araştırma yapıyor. Vakıfbank, Halkbank, Ziraat Bankası 6 ay ödemesiz kredi başvurularına 4.5 milyondan fazla vatandaş başvuru yaptı. Peki, Ziraat, Halkbank, Vakıfbank ihtiyaç destek kredisi ödeme tarihi ne zaman? "Bireysel İhtiyaç Desteği Kredisi " adı verilen uygulamada, temel ihtiyaçlarını uygun şartlarda finanse edebilmeleri amacıyla bireysel segment müşterileri, 10 bin liraya kadar, 6 ayı ödemesiz dönemli, 36 aya kadar vadeli, aylık eşit taksitli kredi kullanabilecek.
TEMEL İHTİYAÇ KREDİSİ BAŞVURU EKRANI!
Devlet destekli olarak sağlanacak olan 10 bin TL 36 ay temel ihtiyaç kredisi , 6 ay ödemesiz olarak tahsis edilecek. Ziraat Banka sı, Vakıfbank , Halkbank üzerinden yapılacak olan 10 bin TL temel ihtiyaç destek kredisi başvurusu internet üzerinden online olarak tamamlanacak.
İnternet üzerinden 3 kamu banka sı aracılığıyla yapılabilecek olan 10 bin TL kredi başvurusu 36 ay vade ve 6 ay geri ödemesiz seçeneklerle temel ihtiyaç destek kredisinden faydalanmak isteyen vatandaşlar için önem arz ediyor. Şu ana kadar yüz binlerce kişiye tahsis edilen 10 bin TL destek kredisi, devlet destekli olarak verilecek.
HALKBANK DESTEK KREDİSİ İÇİN TIKLAYINIZ!
ZİRAAT BANK DESTEK KREDİSİ İÇİN TIKLAYINIZ!
VAKIFBANK DESTEK KREDİSİ İÇİN TIKLAYINIZ!
BAŞVURU SONUÇLARI NE ZAMAN AÇIKLANACAK?
10 bin TL bireysel destek kredisi için başvuru sonuçları, değerlendirmenin tamamlanmasının ardından başvuruda bulunan kişilere kısa mesaj olarak gönderiliyor.
Eğer başvuruda bulunan kişinin, başvuruda bulunulan banka da hesabı varsa, değerlendirme durumu mobil uygulama ve internet sitesi üzerinden görüntülenebiliyor.
TEMEL İHTİYAÇ KREDİ BAŞVURUSU SORGULAMA NEREDEN YAPILIR?
Temel ihtiyaç kredisi başvuru sonuçları Ziraat , Halkbank , Vakıfbank tarafından kısa mesaj ile vatandaşlara gönderilecek. Eğer başvuruda bulunan kişinin, başvuruda bulunulan banka da hesabı varsa, değerlendirme durumu mobil uygulama ve internet sitesi üzerinden görüntülenebiliyor.
10 BİN TL TEMEL İHTİYAÇ KREDİ ŞARTLARI NE?
Ziraat Bankası , Halkbank ve Vakıfbank tarafından verilen 36 ay vadeli ve 6 ay geri ödemesiz Bireysel Temel İhtiyaç Desteği kredi başvuru şartları belli oldu. İhtiyaç kredisinden aylık hane halkı geliri 5 bin lira ve altında olan ücretliler, asgari ücretliler, emekliler, serbest meslek mensupları ve diğer bireyler yararlanacak.
ÖDEME NASIL OLACAK?
10.000 TL kredi ödemesi nasıl olacak? İlk 6 ay geri ödeme yok. Sonrasında 30 ay boyunca 376 lira ödenecek.
7.500 TL kredi ödemesi nasıl olacak? İlk 6 ay geri ödeme yok. Sonrasında 30 ay boyunca 282 lira ödenecek.
5.000 TL kredi ödemesi nasıl olacak? İlk 6 ay geri ödeme yok. Sonrasında 30 ay boyunca 188 lira ödenecek.
NASIL ÖDENECEK?
"Bireysel İhtiyaç Desteği Kredisi " adı verilen uygulamada, temel ihtiyaçlarını uygun şartlarda finanse edebilmeleri amacıyla bireysel segment müşterileri, 10 bin liraya kadar, 6 ayı ödemesiz dönemli, 36 aya kadar vadeli, aylık eşit taksitli kredi kullanabilecek.
Müşterilere, Kredi Garanti Fonu (KGF) kefaleti ile bu krediden faydalanma imkanı da sunulacak. "Bireysel İhtiyaç Desteği Kredisi", banka lar tarafından ortak kriterlerle değerlendirilecek.
BAŞVURULAR NEREDEN YAPILACAK?
Alınan sağlık tedbirleri kapsamında kredi başvurularının öncelikli olarak; banka ların mobil uygulamaları veya internet şubeleri aracılığıyla yapılması gerekiyor.
ATM'DEN ÇEKİLEBİLECEK
Bankalarca başvuru kanallarının açılması ve taleplerin toplanması sonrasında kredi kullandırılması uygun olarak değerlendirilen müşterilerin hesaplarına kredi tutarları aktarılacak olup müşteriler kredi tutarını ATM'lerden çekebilecek.
ÖRNEK ÖDEME TABLOSU
Kredi Tutarı (TL)
Toplam Vade
Ödemesiz Dönem
Taksit Tutarı (TL) (Sonraki 30 ay boyunca)
10.000
36 ay
6 ay
376
7.500
36 ay
6 ay
282
5.000
36 ay
6 ay
188