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3-7.5-10-5- bin TL kredi başvuru sonuçları SMS sorgulama linki bayahı merak ediliyor. Vatandaşlar kredi çıkıp çıkmadığını ya da ne kadar kredi çıktığını merak ediyor. 3 bin TL kredi genelde herkese çıkıyor. Başvuru sonucunuzu sorgulamak için internet banka cılığı hesabınıza bakmanız gerekmektedir. Ya da bankalarla iletişime geçerek kredi başvuru sonucunuzu öğrenebilirsiniz. Henüz başvuruda bulunmayan kişiler, 3-7.5-10-5- bin TL kredi başvurusu nasıl yapılır sorusuna yanıt arıyor. 3 kamu bankası tarafından başlatılan kredi seferberliğiyle ödemelerinde zorlanan vatandaşlar rahat bir nefes alacak. İşte 3-7.5-10-5- bin TL kredi başvuru sonuçları SMS sorgulama ekranı
VAKIFBANK HALKBANK VE ZİRAAT BANKASI SONUÇLARI BELLİ OLMAYA DEVAM EDİYOR
3 kamu bankasının temel ihtiyaç desteği başvuru sonuçları açıklanmaya başladı. Başvuru sonucunuzu sorgulamak için internet bankacılığı hesabınıza bakmanız gerekmektedir. Ya da bankalarla iletişime geçerek kredi başvuru sonucunuzu öğrenebilirsiniz.
10 bin TL temel ihtiyaç kredisi sonuçları, vatandaşlara kısa mesaj yolu ile iletilecek. Öte yandan internet banka cılığı olanlar, mobil uygulamadan da başvuru sürecini takip edebilir.
REKOR BAŞVURU
Destek kredisinin ilk gününden bu yana başvuru saysının yüz binleri geçtiği , vatandaşların 10 bin TL kredi için başvuru yapıp sonucu beklediği bildirildi
SONUÇ NE ZAMAN BELLİ OLUR?
Kredi başvurusunun fazla olması nedeniyle değerlendirme süreci uzadı. Kredi başvurusunun başladığı ilk gün olan 1 Nisan 'da müracaatını yapanların sonucu henüz belli olmadı. Hala değerlendirme aşamasında. Kredi başvuru sonucunun ne zaman belli olacağı ise açıklanmadı. Ancak önümüzdeki günlerde kredi başvurularının sonuçlanması bekleniyor.
VAKIFBANK SMS İLE BAŞVURU
Vakıfbank tarafındna yapılan açıklamada, Temel İhtiyaç Desteği başvurusunun kısa mesaj yolu ile yapılabileceğine yer verildi. İşte başvuru şekli:
"Aralarında birer boşluk bırakarak DESTEK TCKN ve HANEGELİRI yazıp 5724'e sms gönderebilirsiniz.
Örnek Sms Metni:
DESTEK 11111111111 3000"
VAKIFBANK KREDİ BAŞVURUSU İÇİN TIKLAYINIZ
ZİRAAT BANKASI BAŞVURU
Kredi başvuruları öncelikle internet şube ve mobil şubeden, müşterinin internet şube veya mobil üyelikleri bulunmuyorsa şubelerden de gerçekleştirilebiliyor. Banka yetkilileri, salgın riski nedeniyle zorunlu olmadıkça şubeye gelinmemesi gerektiğini belirtiyorlar.
Ziraat Bankası tarafından yapılan açıklamada , Temel İhtiyaç Desteği başvurusunun aşağıdaki internet adresi üzerinden yapılacağına yer verildi.
ZİRAAT BANKASI KREDİ BAŞVURUSU İÇİN TIKLAYINIZ
HALKBANK
Halkbank tarafından sağlanan kredi kampanyasından yararlanmak isteyen vatandaşların sağlamaları gereken koşullar bulunuyor. Bu koşulların ilki gelir şartı. Bu kredi imkanından yararlanmak isteyen vatandaşların hane halkı aylık geliri 5.000 TL'nin altında olması gerekiyor. Kredi müşterilerin sağlık, kira, fatura, elektrik, su, doğalgaz ve benzeri temel ihtiyaçlarını sağlamak için veriliyor. Bu kapsamda bu kredi özelliklerinden yararlanacak olan vatandaşlara 10.000 TL'ye kadar kredi kullanım limiti veriliyor.
HALKBANK KREDİ BAŞVURUSU İÇİN TIKLAYINIZ
FAİZİ % 0.49 OLACAK
Tüketici kredisi kapsamında 6 ay ödemesiz verilecek kredi için 1-36 aylık dönemde yüzde 0.49 gibi çok düşük bir faiz işletilecek. Kredi tahsis ücreti binde 5 olarak belirlenirken, 5 bin lira, 7 bin 500 lira ve 10 bin lira tutarlarında talep edilebilecek. Kredi başvuruları öncelikle internet şube ve mobil şubeden, müşterinin internet şube veya mobil üyelikleri bulunmuyorsa şubelerden de yapılabilecek. Banka yetkilileri, salgın riski nedeniyle zorunlu olmadıkça şubeye gelinmemesi gerektiğini belirtiyorlar.
Virüs salgınının ekonomik etkilerini en aza indirmek için Ziraat Bankası , Halkbank ve Vakıfbank ortak bir karar alarak bireysel (tüketici) kredi desteği başlattı. Krediye hane halkı geliri aylık 5.000 lira ve altında olanlar başvurabilecek.
TEMEL İHTİYAÇ DESTEK KREDİSİNE KİMLER BAŞVURU YAPABİLİR?
Ziraat, Halkbank ve VakıfBank'ın başlattığı temel ihtiyaç kredi başvuruları 1 Nisan'dan bu yana devam ediyor. Corona virüsü nedeniyle ekonomik olarak etkilenen vatandaşlar 6 ay ertelemeli 36 aya varan ve maksimum 10 bin TL'lik destek kredisinden faydalanabiliyor. Hazine ve Maliye Bakanı Berat Albayrak ; "5 bin lira altında geliri olan vatandaşlarımız için 10 bin liraya kadar, çok düşük maliyetli temel ihtiyaç desteği devreye alındı. 3,7 milyon vatandaşımız başvurdu. Bu kapsamda da ödemeleri bu hafta başlatıyoruz." demişti.
YÜZDE 85'İNE HAZİNE GARANTİSİ
Banka lar taleplerin toplanması sonrasında, kredi kullandırılması uygun olarak değerlendirilenlerin hesaplarına kredi tutarlarını aktaracak. Müşteriler böylece krediyi ATM 'den de çekebilecek. Vatandaşa kullandırılan bu kredilerin dönmemesi durumunda yüzde 85'ini Fon ödeyecek. Bankalar talepleri topladıktan sonra uygun olarak değerlendirilenleri hızlı bir şekilde hesaplara yatırılacak.
GERİ ÖDEME TABLOSU
10 bin TL için; İlk 6 ay geri ödeme yok, sonrasında 30 ay boyunca her ay 376 TL ödenecek.
7 bin 500 TL için; ilk 6 ay geri ödeme yok, sonrasında 30 ay boyunca her ay 282 TL ödenecek.
5 bin TL için; ilk ay 6 ay geri ödene yok, sonrasında 30 ay boyunca her ay 188 TL ödenecek.
Müşteriler, Ziraat Banka sı, Halkbank ya da VakıfBank'tan yalnızca birine başvuru yapabilecek. Başvurular, 1 Nisan'dan itibaren kabul edilmeye başlandı. Alınan sağlık tedbirleri kapsamında kredi başvurularının öncelikli olarak bankaların mobil uygulamaları veya internet şubeleri aracılığıyla yapılması gerekiyor. Bankalarca başvuru kanallarının açılması ve taleplerin toplanması sonrasında kredi kullandırılması uygun olarak değerlendirilen müşterilerin hesaplarına kredi tutarları aktarılacak olup müşteriler kredi tutarını ATM 'lerden çekebilecek.
Alınan sağlık tedbirleri kapsamında kredi başvurularının öncelikli olarak; bankaların mobil uygulamaları veya internet şubeleri aracılığıyla yapılması gerekiyor.
Bankalarca başvuru kanallarının açılması ve taleplerin toplanması sonrasında kredi kullandırılması uygun olarak değerlendirilen müşterilerin hesaplarına kredi tutarları aktarılacak olup müşteriler kredi tutarını ATM'lerden çekebilecek.
TEMEL İHTİYAÇ DESTEK KREDİSİ NASIL KULLANILACAK?
Krediye başvuru yapan ve olumlu sonuçlandığına dair SMS yoluyla bilgilendirilen vatandaşlar, banka ların mobil uygulamaları üzerinden kredileri aktif hale getirebilecek. Kredisi onaylanan kişilerin, krediyi aktif hale getirmesi için şu yolları uygulaması gerekir;
Uygulamalardaki 'İhtiyaç Kredisi' sekmesine tıklayarak, 'Temel destek ihtiyaç kredisini seçin. Sonrasında ise talep ettiğininiz miktarı ve vade sayısını seçmeniz gerekiyor. Devam sekmesine basarak işlemi sonuçlandırın.