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TOKİ indirim kampanyası müjdesi geldi! Borçları bulunan vatandaşlara TOKİ'den kolaylık sağlanıyor. Konut alan ve borçları bulunan vatandaşlar, toplu ödeme yaparak büyük bir indirimden faydalanabilecek. Peki, TOKİ indirim başvuru su nasıl yapılır? TOKİ indirimi ne kadar? İşte TOKİ indirim kampanyası ile ilgili bilgiler!
MÜJDELİ HABER GELDİ!
Çevre ve Şehircilik Bakanı Murat Kurum, sosyal medyadan yaptığı açıklamada "TOKİ'den ev sahibi olan ve ödemeleri devam eden vatandaşlarımıza borçlarını kapatmaları halinde yüzde 20 indirim yapıyoruz. 21 Ekim'de başlayacak kampanyamız 19 Kasım'a kadar devam edecek. İndirim kampanyasının ayrıntıları yarın TOKİ Başkanlığımızca açıklanacak" ifadelerini kullandı.
TOKİ İNDİRİM BAŞVURUSU NASIL YAPILIR?
Çevre ve Şehircilik Bakanlığı Toplu Konut İdaresi Başkanlığı (TOKİ) borcunu erken ödeyip tapusuna hemen sahip olmak isteyen konut ve iş yeri alıcılarına yönelik her yıl yapılan indirim kampanyasının ikincisini 21 Ekim'de başlatıyor.
TOKİ'den verilen bilgilere göre, Başkanlık, borcunu erken kapatmak isteyen konut ve iş yeri alıcılarına yönelik, geri ödemeleri devam eden gayrimenkuller için başlattığı indirim kampanyasının gelen yoğun talepler nedeniyle bu yıl ikincisini hayata geçiriyor.
Kampanya kapsamında borcunu peşin ödeyip tapusuna hemen sahip olmak isteyen alıcılar için yüzde 20 indirim yapılacak.
Kampanyadan yararlanmak isteyenler, 21 Ekim'de bankaya başvurabilecek.
Bütün borç bakiyesini kapatamayacak vatandaşlar da indirimden yararlanabilecek.
Buna göre, borcun tamamını kapatamayacak olanlar, borç bakiyesinin yüzde 25'inden az olmamak şartıyla yaptıkları peşin ödeme üzerinden yüzde 20 indirim kampanyasından faydalanabilecek.
Kampanyadan yararlanmak isteyen konut ve iş yeri alıcıları için son başvuru tarihi 19 Kasım olarak belirlendi.
Bu tarihten sonra yapılacak borç kapatmalarında söz konusu indirim oranından yararlanılması mümkün olmayacak.
Kampanya şartlarına göre, indirim uygulaması kapsamına alınan projelerdeki konut ve iş yeri alıcılarının, başvuru tarihi itibarıyla TOKİ'ye ödemekle yükümlü oldukları aidat ve herhangi bir borcunun bulunmaması gerekiyor.
Kampanyadan, satışları 2019 yılı haziran ayının sonuna kadar gerçekleştirilmiş ve geri ödeme taksitleri en geç 2019 haziran sonu itibarıyla başlamış konut ve iş yerleri alıcıları yararlanabilecek.
Taksit sayısı 12 ay ve daha az kalan projeler ise indirim kampanyasından yararlanamayacak.
Ayrıca kampanyadan faydalanmak isteyenler, Gayrimenkul Satış Sözleşmesi'ni imzalamış oldukları aracı bankalardan konut kredisi kullanabilecek.
TOKİ'DEN ÇEKİLİŞSİZ KURASIZ DAİRE ALMA İMKANI!
TOKİ yetkililerinden alınan bilgiye göre, konutlar için 13 Ekim, iş yerleri için 14 Ekim saat 11.00'de açık artırma yapılacak.
İdarenin satışa sunacağı 176 konut ve 155 iş yeri için Ankara Bilkent Otel Konferans Merkezi ile TOKİ İstanbul Hizmet Binası'nda açık artırma gerçekleştirilecek. Ayrıca internetten de (www.emlakyonetim.com.tr) teklif verilebilecek.
TOKİ'NİN SATIŞA SUNULAN KONUTLARI HANGİ İLLERE?
Adana, Ankara, Batman, Balıkesir, Bolu, Bursa, Çorum, Denizli, Düzce, Gaziantep, İstanbul, Kayseri, Kırıkkale, Kocaeli, Konya, Kütahya, Manisa, Muğla, Niğde, Ordu, Samsun, Sinop ve Sivas'ta konutlar yüzde 25'i peşin 120 ay vadeyle satışa sunulacak.
TOKİ AÇIK İŞ YERİ BAŞVURUSU HANGİ İLLERE?
Adana, Ağrı, Aksaray, Amasya, Ankara, Bitlis, Burdur, Bursa, Çorum, Denizli, Gaziantep, Isparta, Karabük, Kahramanmaraş, Kayseri, Kırşehir, Konya, Niğde, Rize, Siirt, Şanlıurfa, Trabzon ve Uşak'ta satışa çıkarılan iş yerleri ise yüzde 10 veya yüzde 25'i peşin 120 ay vadeyle alınabilecek.
Açık artırmaya ilişkin bankacılık hizmetleri, Türkiye Halk Bankası ve Ziraat Bankası tarafından yürütülecek. Başvurular/teminatlar bankaların tüm şubeleri aracılığıyla kabul edilecek.
Ayrıntılı bilgilere "www.toki.gov.tr" ile "www.emlakyonetim.com.tr" internet adreslerinden ve 444 86 54 numaralı telefondan ulaşılabilecek.
BAŞVURU SIRASINDA NELER GEREKECEK?
Türkiye Cumhuriyeti Vatandaşı olan ve 18 yaşını doldurmuş olan gerçek kişiler ile Türkiye Cumhuriyeti kanunlarına uygun kurulmuş tüzel kişilikler başvuru yapabilecektir.
- Fotoğraflı nüfus cüzdanı, - Vatandaşlık kimlik ve Vergi sicil numaraları, - Yetkili Banka Şubelerine Nakit olarak;
Muhammen bedeli 99.999.- TL ye kadar olanlar için 5.000.-(Beşbin) TL, muhammen bedeli 100.000 - 349.999.- TL'ye kadar olanlar için 10.000.-(Onbin) TL, muhammen bedeli 350.000 – 999.999.- TL'ye kadar olanlar için 50.000.-(Ellibin) TL, muhammen bedeli 1.000.000.- TL ve üstünde olanlar için 100.000.-(Yüzbin) TL, katılım teminatı ödemek zorundadırlar.
- Başvuruların vekaleten yapılması durumunda, satışlarla ilgili tüm belgeleri düzenleme, imzalama, beyan ve taahhütlerde bulunma yetkisini içeren vekaletname, - Başvuru bir tüzel kişilik adına yapılacak ise, Şirketin yetki belgesi ve yetkili kişinin vekalet ile imza sirküleri. (Alıcılar başvuru sırasında "Açık Artırma Satış Şartnamesi"ni imzalayacaklardır.)
ÖDEME KOŞULLARI
• Taşınmazların vade seçenekleri ek tabloda yer almaktadır. • Ek tabloda yer alan ve hemen teslimli olarak satışa sunulan projelerde; Taşınmazlar mevcut durumu ile satışa sunulmuş olup, alıcılar taşınmazı görmüş, beğenmiş ve kabul etmiş sayılacaktır. İdarece bu taşınmazlarda herhangi bir tadilat ve onarım yapılmayacaktır. • Muhammen bedeller bütün projeler için KDV hariç olarak belirlenmiş olup, vadeli işyeri satışları Gayrimenkul Satış Sözleşmesinde belirtilen satış bedeli ve teslim tarihine kadar gerçekleşen dönem artışları toplamı üzerinden hesaplanan tutar esas alınarak 3065 sayılı yasa kapsamında geçerli KDV oranı üzerinden hesaplanan Katma Değer Vergisi tutarı, taşınmazın tesliminden sonraki vadelere yayılarak tahsil edilecek, ayrıca vade sonuna kadar altı aylık artış dönemlerinin başında borç bakiyesine uygulanan artış tutarı üzerinden hesaplanan KDV tutarı kalan vadelere yayılarak, peşin işyeri satışları ile konutların satışlarında ise projenin teslimi aşamasında peşin olarak tahsil edilecektir.
• Gayrimenkul Satış Sözleşmesi imzalama aşamasında sözleşmeye ilişkin (tek nüsha) damga vergisi, ihale karar pulu ile vb. giderler alıcı tarafından ödenecektir.
• Vadeli İşyeri/konut satışlarında taksit borç bakiyesi, vade süresince her altı ayda bir (Ocak ve Temmuz), teslim ve artış oranı bilgilerini içeren tabloda yer alan artış oranları uygulanarak hesaplanır ve alıcı tarafından ödenir. İlk taksit ödeme tarihi sözleşme imzalama tarihini takip eden bir sonraki ay olup, söz konusu satışlar ile ilgili ilk artış uygulaması Ocak 2021 tarihinde realize edilecektir. • Vadeli satışlarda belirlenen peşinat oranları asgari oranlar olup, dileyen alıcılar kredilendirilen borç bakiyelerini düşürebilmek amacıyla satış tarihinde ek peşinat ödemesi hakkına sahiptir. • Satış işlemlerine yönelik reklam, tanıtım, pazarlama ve satış organizasyonu hizmetleri Emlak Yönetim Hizmetleri ve Ticaret A.Ş. tarafından yerine getirilecektir. Bu çerçevede, tekliflerin İdareye iletilmesi aşamasında alıcı adaylarının, Emlak Yönetim Hizmetleri ve Ticaret A.Ş.'nin KDV Hariç satış bedeli üzerinden alınan %2 (yüzdeiki) + KDV (%2 komisyon bedelinin %18'i) oranındaki komisyon bedelini yatırması gerekmektedir. • Ayrıca, sözleşmeden doğan Banka Komisyonu alıcıya aittir.