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Sosyal Güvenlik Kurumu SGK emeklilik hakkı elde edemeyen çalışanlara SGK primlerini geri ödüyor. İşte SGK'dan toplu para almak için sağlanması gereken o koşullar; Emekli olamayan vatandaşlara sağlanan desteklerden bir tanesi de toplu para iade si. SGK bu alanda vatandaşlara gerekli koşulları sağlamaları durumunda ödenmiş prim paralarını geri iade ediyor. Sizde bu grup içerisinde yer alıyorsanız bu duruma yaşadığınız il ve ilçede yer alan Sosyal Güvenlik Kurumu İl Müdürlükleri ya da Sosyal Güvenlik Kurumu İlçe Merkezleri üzerinden kimlik belgeniz ile başvuruda bulunabilir burada size verilecek olan matbu dilekçe örneğini doldurarak prim iadesi talep edebilirsiniz.
SGK TOPLU PARA İADESİ
Çalışma hayatı içerisinde yer alan kadınlar ve erkekler yaşlılıklarında emekli olabilmek için mevzuatta yer alan 3 temel şartı aynı anda yerine getirmek zorundalar. Vatandaşlar öncelikle çalışma başlangıcı, ilk başlangıç tarihi ve bunun gibi birçok koşula bağlı olarak değişen SGK Prim ödemesi şartını sağlamak zorundalar.
SGK prim ödemesinin şartının yanında çalışanların belirli bir çalışma gün şartına da haiz olmaları gerekiyor. Son dönemlerde sık sık konuşulan son şart ise yaş şartı. Yine bazı etmenlere bağlı olarak değişen bu şartın da sağlanması durumunda emeklilik hakkı elde ediliyor.
NE KADAR ÖDEME YAPILIR?
SGK tarafından talep edilen bu şartların sağlanmaması durumunda ise toplu para iade si almak mümkün. SGK toplu para iadesine ilişkin açıklamasında çalışanların gün ve yaş şartını tamamlamış olmaları, prim eksiği yüzünden emekli olamamaları durumunda toplu ödeme yapıldığını duyurdu.
Bu ödemeler güncel tutarlarla yapılır ve alınan maaş ile sağlanan sağlık hizmetleri hesaplamaları sonrası kişiye özel belirlenir. SGK'dan toplu para iadesi almak için ise vatandaşların SGK'ya yazılı başvuruda bulunması gerekiyor.
KİMLER PRİM PARASI ALABİLİR?
Prim parası almak isteyen vatandaşların sağlamaları gereken koşulların başında; emekli olmak için yaş ve gün şartının sağlanmış olması. Toplu prim parası sadece prim şartı eksik olanlara ödeniyor. Bunun dışında kişinin hiçbir şekilde sigorta lı bir işte çalışmaması ve kendi işiçni yürütüyor olmaması gerekiyor.
Bunların dışında kadınlarda 20 yıl erkeklerde ise 25 şartının da sağlanması gerekiyor. Bu şartların tamamının sağlanması durumunda ise SGK güncel oranlara göre yapılan hesaplama sonucu toplu prim parası iadesi yapıyor.
SGK TOPLU PARA İADESİ BAŞVURUSU NEREYE, NASIL YAPILIR?
Sizde bu grup içerisinde yer alıyorsanız bu duruma yaşadığınız il ve ilçede yer alan Sosyal Güvenlik Kurumu İl Müdürlükleri ya da Sosyal Güvenlik Kurumu İlçe Merkezleri üzerinden kimlik belgeniz ile başvuruda bulunabilir burada size verilecek olan matbu dilekçe örneğini doldurarak prim iadesi talep edebilirsiniz.
TOPLU PARA İADESİ BAŞVURU ŞARTLARI
Tüm bu başvuru koşullarını sağlayan vatandaşlar başvurularını SGK il veya ilçe müdürlüklerine yapabilirler. Başvuru işlemleri yazılı dilekçe ile şahsen yapılacak. Ayrıca vefat eden bir sigorta lının eşi veya çocukları da prim iadesi için başvuru yapabilirler.
ERKEN DAVRANILMALI
Sosyal güvenlik mevzuatımızda bir kişinin aynı anda 2 farklı iş yerinde sigortalı olarak çalışmasında bir sakınca bulunmuyor. Böylece hem prime esas kazançları yani SGK'ya bildirilen brüt maaş miktarları artıyor, hem de ileride alacakları emekli maaşı yükseliyor. Prime esas kazanç dediğimiz yani SGK'ya bildirilen brüt maaşımızın bir üst sınırı bulunuyor. Alt sınır olan brüt asgari ücretin (bu yıl için 2.558,40 TL) 7.5 katı (bu yıl için 19.188 TL) tavanı oluşturuyor. Bu rakamdan daha yüksek kazanç bildirilemiyor ve prim ödenemiyor. Dolayısıyla bunu aşan kazançlar için geri iade imkanı doğuyor. Burada tek bir işte çalışıp 19 bin 188 TL'den daha yüksek brüt maaş alanlarla birlikte, 2 işte alıp tavan kazancı aşanlar fazla ödenen primleri geri alabiliyor. SGK, aldığı uzun vadeli sigorta primlerinin, yaşlılık aylığı bağlayamadığı kısmını geri iade ediyor. Bu durumda olanlar SGK'ya müracaat ettiklerinde tavanı aşan kısımdaki sigortalı hissesini geri alabiliyor. Bu paraların geri alınabilmesi için mutlaka yazılı müracaat etmek gerekiyor.
Böylece sizin için hesap yapılıp ortaya çıkan rakam geri ödeniyor. Faiz işletilmediği için ne kadar erken davranılırsa kayıp o kadar az olacaktır.
VEFAT EDENE DE VAR
Emeklilik için belli oranda primi olanlar eğer çalışma imkanı yoksa bu yöntemle paralarını geri alabilir. Bu durumda olup vefat eden sigorta lıların yakınları ve hak sahipleri de bu paraları alabiliyor.
4/a (SSK) ve 4/b'li (Bağ-Kur) ile 01/10/2008 tarihinden sonra ilk defa 4/c'li (Emekli Sandığı) olan kişilerin ölmeleri ile birlikte hak sahiplerine ölüm aylığı bağlanamaması halinde, ölen sigortalıya ait uzun vadeli sigorta kolları prim tutarlarının yani malullük, yaşlılık ve ölüm primi tutarlarının toptan ödeme şeklinde alma hakkına sahip oluyorlar.
NE ZAMAN EMEKLİ OLACAKSINIZ?
1969 doğumluyum, işe giriş 1984 yılı. Boşluklar vererek çalıştım. 3000 prim günüm var. V.Ç. İşe giriş tarihinize göre 25 yıl, 48 yaş ve 5225 prim gün şartlarına tabisiniz. 25 yıl şartınız ve 48 yaşınız tamamlanmış. Prim gün sayınızın tamamlanması için 2225 gün daha çalışmanız gerekiyor. Bu durumda prim gün sayınız tamamlanınca emekli olabilirsiniz. 1972 doğumluyum. 01.06.1987 SSK girişim var. Emekli olabilmem için ne kadar daha çalışmam gerekir? Erken emeklilikten yararlanabilir miyim? Şaban Ö. İşe girişinize göre 25 yıl, 50 yaş ve 5375 prim gün şartlarına tabisiniz. 25 yıl şartınız tamamlanmış. Prim gün sayınızı yazmamışsınız. 50 yaşınız 2022 yılında doluyor. Bu durumda 50 yaşınızın dolacağı 2022 yılına kadar 5375 prim gün sayınız tamamlanırsa bu tarihte emekli olabilirsiniz. Aksi takdirde prim günü tamamlayınca emekli olabilirsiniz. Ayrıca en az 3600 prim gün ile 60 yaşınızın dolacağı 2032 yılında kısmi (yaştan) emekli olabilirsiniz. 02.10.1977 doğumluyum. 20.10.1996 sigorta başlangıcım, 3726 gün primim var. 1997'de askere gittim. İ. SAĞLAM İşe başlangıcınıza göre 25 yıl, 56 yaş ve 5825 prim gün şartlarına tabisiniz. 2099 gün daha prim ödeyerek 56 yaşınızın dolacağı 02.10.2033 tarihinde emekli olabilirsiniz. İşe giriş tarihiniz askerden önce olduğundan, askerlik borçlanması yapmanız emeklilik yaşınızı etkilemez.