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Milyonlarca SGK , SSK ve Bağ-Kur emeklisini ve memuru yakından alakadar eden haber geldi. Bundan sonra aza az, çoka çok' maaş dönemi başlıyor. Bu bağlamda haberimizde bu konu hakkında sorulan soruları ve cevapları bulabilirsiniz. 4A, 4B ve 4C olarak üç grupta ele alınan sigorta sahipleri, E-Devlet üzerinden sigorta türüne göre istediği sorgulamayı yapabilmektedir.
DETAYLAR İÇİN BİR SONRAKİ SAYFAYA TIKLAYINIZ
E-DEVLET İLE SGK 4A-SSK HİZMET DÖKÜMÜ
E-Devlet şifrenizi 2 TL karşılığında PTT şubesinden aldıktan sonra, sisteme T.C. kimlik numaranız ve bu şifre ile giriş yapmanız gerekmektedir. Daha sonra sol tarafta yer alan "E-Hizmetler" seçeneğini tıklayınız. Açılan ekrandan Sosyal Güvenlik Kurumu (SGK ) nu bulunuz. Altında yer alan seçeneklerden 4A SGK hizmet dökümü yani SSK hizmet dökümü için "4A Hizmet Bilgisi" ni tıklayınız. SSK hizmet dökümünüz karşınıza gelecektir.
SSK SORGULAMALARI NELERDİR?
4A, 4B ve 4C olarak üç grupta ele alınan sigorta sahipleri, E-Devlet üzerinden sigorta türüne göre istediği sorgulamayı yapabilmektedir. E-Devlet üzerinden ücretsiz bir şekilde sunulan bu hizmetten E-Devlet üyeliği olan herkes yararlanabilmektedir.
SON DAKİKA SGK HABERLERİ İÇİN TIKLAYINIZ
EMEKLİLİK YAŞI SORGULAMAK İÇİN TIKLAYINIZ
SORU : E-Devlet'te SGK Tescil ve Hizmet Dökümü aldığımda, 4A İşe Giriş Tarihi 01.02.1999 olarak gözükmektedir. Dökümde ödenmiş ilk prim, 2005/10 döneminden başlayarak 48 günlük periyoda ait 4A primidir. 2009/08 ile 2010/07 dönemi arasında asteğmenlik görevinden dolayı 4B ödemem var. Askerlik sonrasında, 2010/10 döneminden başlayarak yaklaşık 3000 gün tavandan 4A primi yatmıştır. Bu arada ben 1985 doğumluyum.Bu ay kendi şirketimi kurup, Bağ-Kur primi yatıracağımdan dolayı uygun prim düzeyini belirlemeye çalışıyorum. Tavandan yatmış olan 3000 günlük primi korumak adına ve yüksek emekli maaşı almak için, Bağ-Kur primini de şirket kurulduğu tarihten itibaren tavandan mı yatırmak gerekir? Taban prim ile tavan prim arasında ciddi fark olduğu için doğru primi belirlemeye çalışıyorum. Yatan primlerin maaşa etkisi nasıl hesaplanmaktadır? Konuyla ilgili izlenmesi gereken yol ile ilgili bilgi verebilir misiniz mümkünse? Çok teşekkürler.
CEVAP: sigorta primlerinin emekli maaşına etkisi aylık bağlama oranı (ABO) ile hesaplanmaktadır. ABO, 1999 öncesi, 1999-2008 arası ve 2008 sonrası şeklinde ayrı ayrı parametrelerle gösterilmektedir.1999 Öncesi hizmetlerin ABO'ya etkisi %76'dır, 1999-2008 arası hizmetlerin ABO'ya etkisi %60, 2008 sonrası hizmetlerde ise yıllık %2 şeklindedir. Yani 25 yıl çalışan birinin tüm sigorta primlerinin ABO etkisi %50 olacaktır.Yukarıda belirtilen durumda 2008 sonrası 'az'a az, çok'a çok' maaş dönemine geçilmiştir. Kuruma bildirilmesi gereken tavan ücret ve yarısı kadarında bildirilen primler her ay aylığınız artı yönde yükseltir, SGK priminin tavan ücretin yarısının altında bildirilen primler her ay için aylığınız düşürülür.Yani bu sizin için geçerli olmakla beraber SGK tavan ücreti 22.072,50 TL ve bunun yarısı oranında kazanç bildirebilirsiniz. Ancak bu tutarın yarısı olan 11.036,25 TL'nin altına inerseniz aylığınız her ay düşecektir.
SORU: Merhabalar, 02.11.1969 doğumluyum, Bağ-kur başlangıç 16.02.1990, prim gün sayısı 2 yıl 10 ay 13 gün. Yeniden mecburi sigortalık başlangıç Bağ-kur 10-03-1999 prim gün sayısı 20 yıl 10 ay 21 gün, toplam prim 23 yıl 9 ay 4 gün. 1994 Yılında askere gittim ne zaman emekli olabilirim? Askerlik borç lanması yapsam ne zaman emekli olurum? Nereye müracaat edeceğim? Selamlar, FADIL KILIÇ...
CEVAP: Merhaba, sigortalılık başlangıç tarihinize istinaden 52 yaş 9000 prim gün şartlarına tabisiniz. Belirtmiş olduğunuz sürelerin toplamı 8554 gün yapmaktadır. 02.11.2021 Tarihine kadar mevcut Bağ-kur'luluğunuz devam ediyorsa eksik kalan sürelerinizi tamamlamış oluyorsunuz. Ancak artık devam etmeyeceğim, mevcutta da Bağkur sigortalılığınız devam etmiyorsa askerlik borçlanması yaparak eksik sürenizi tamamlayabilirsiniz.
SORU: 16.09.2017 Girişli Bağkur 8 ay ödendi. 20 ay borç var. Bağkur'u iş terkiyle kapattık ama şu anda eşimin sigorta sından yararlanamıyorum. Kapattıktan sonra boşuna 19 bini ödemek istemiyorum. Ne yapabilirim?
CEVAP: Merhaba, Bağkur kapanışınız yapılmış ancak Genel Sağlık Sigortanız (GSS) aktif edilmemiş olabilir. Konuyla ilgili olarak ikametinize yakın bölgedeki Sosyal Güvenlik Merkez Müdürlüğü GSS servisine müracaat ederek aktivasyonunuzu yaptırın. Ayrıca Cumhurbaşkanlığı kararnamesi gereği tüm borçlular 31/12/2020 tarihine kadar borcu olup olmamasına bakılmaksızın tedavi olabilecektir. Sizin sadece aktivasyonunuzun yapılması gerekiyor.
SORU: Merhaba ben Sevim Kılınç. Şubat 1987 tarihli sigorta girişim var. 01.03.1963 doğumluyum.1991 doğumlu bir oğlum, 1996 doğumlu bir kızım var. 2005 Doğumlu bir oğlum var. Prim gün sayım ise 1133, benim emeklilik hakkım var mı?
CEVAP: Merhaba, elbette çalışıp prim ödeyen her Türk vatandaşının olduğu gibi sizin de emeklilik hakkınız mevcuttur. Belirtmiş olduğunuz sigortalılık başlangıç tarihinize istinaden emeklilik şartlarınız 43 yaş 5150 prim günüdür. Yaşınızı tamamlamış ancak prim gün eksiğiniz mevcuttur. 3 Çocuk için doğum borçlanması yaparsanız her bir çocuk için 720 prim günü toplamda 2160 gün elde edersiniz. Borçlanma sonrası toplam prim gününüz 3293 olacaktır. İster bu süreyi 1857 gün daha çalışarak tamamlar tam emekli aylığı alırsınız isterseniz 3600 güne tamamlar yaşlılık aylığı talebinde bulunursunuz. 3600 Prim gününe tamamlamanız için 307 prim günü çalışmanız ya da isteğe bağlı ödeme yapmanız gerekecektir. 3 Çocuk için toplam doğum borçlanması tutarı en düşük 2020 yılı için 67.802,40 TL'dir. Günlük en düşük doğum borçlanması tutarı 31,39 TL'dir.
SORU: 05/12/1974 doğumluyum, 10/05/2003 sigorta girişim ve 5000 gün primim var askerliğimi 27/05/1999 ile 2000 arasında 18 ay Er olarak yaptım. Hangi şartlarda ne zaman emekli olurum?
CEVAP: Merhaba, askerlik hizmetiniz sigortalılık başlangıcınızı 09/09/1999 tarihi öncesine çekmeyeceğinden borçlanma işlemi yapmanıza gerek bulunmamaktadır. Emeklilik şartlarınız 60 yaş 7000 prim günüdür, yaşlılık aylığı almak isterseniz yaş şartı değişmeksizin 4500 prim günü şartı aranacaktır.
SORU: 1989 doğumluyum 1530 günüm var. 11.12.2007 Gününde sigorta başlangıcı oldu, nasıl emekliliğim hesaplanır?CEVAP: Merhaba, 09/09/1999 Sonrasında 30/04/2008 tarihine kadar sigortası bulunan erkek sigortalılar 60 yaş 7000 prim günü şartlarına tabi bulunmaktadır. Yaşlılık aylığında ise yine 60 yaş en az 4500 prim günü şartı aranmaktadır. Bayanlarda ise prim günü değişmeksizin yaş şartı 58'dir.SORU: e-Devlet'ten prim gün toplamım 7071 görünüyor. Ancak emekli maaş bordromda 6771 gün yazıyor. Nasıl düzeltebiliriz?
CEVAP: Merhaba, emekliliğinizden sonra hizmet verdiyseniz SGDP'li bildirilen dönemleriniz de toplam prim günü hanesinde görünür. Bununla ilgili bildirimde bulunmanıza lüzum yoktur, ancak herhangi bir hizmet vermediyseniz ve yanlışlık olduğunu düşünüyorsanız Alo170 hattını arayarak kayıt oluşturabilir yada ikametinize yakın Sosyal Güvenlik Merkez müdürlüğüne giderek dilekçe ile yazılı müracaatta bulunabilirsiniz.
SORU: Merhaba ben 2016 yılında özürlü emekliliğine hak kazandım ve emekli oldum. Ama sizlerin de yazılarını okuyunca kafama bir şey takıldı. 2000 öncesi 185 çalışma günüm var. Maaş bağlama oranı %63, 2000-2008 arası: 2893 günüm var. Maaş bağlama oranı %60, 2008 sonrası: 2617 günüm var. Maaş bağlama oranı %33.34 Toplam : 5785 gün Gösterge :9475 Maaşım şuan 4846 TLBu bağlama oranları doğru mudur? Yanlış bilmiyorsam 2008 sonrası en az %35 olmalı ve bakmakla yükümlü çocuğum varsa %40 olmalı diye biliyorum. Yanlışta biliyor olabilirim. Engelli bir kardeşiniz olarak rica etsem yardımcı olur musunuz? İtiraz etmekte haklı mıyım yoksa SGK nı yapmış olduğu hesaplama doğru mu?
CEVAP: Merhaba, 2008 sonrası her 360 gün için aylık bağlama oranı %2'ye indirilmiştir. Günlerinizin toplamının 2008 sonrasına aylık bağlama oranı %32 yapmaktadır. Kurum 2008 sonrasında 1,34 puan fazla hesaplamış. Tabi yine de itiraz etme hakkınız mevcuttur, düzeltilmesine ilişkin dilekçe verebilirsiniz. 5785 Prim gününe göre de eksiksiz aylık bağlanmış tarafınıza, 1999-2008 arası tavan ücret üzerinden bildirilmiş olmalı. Vermiş olduğunuz rakamlara göre tarafınıza eksik aylık bağlanmış gibi görünmüyor. Tabi yine de hizmet listenize bakıp ay ay hesaplama yapılmalı.
SORU: 12.01.1977 doğumluyum 18 ay askerlik yaptım, 1999 ağustosun 4 ü sigorta girişim ve 1000 günlük primim var 3600 primden faydalanabiliyor muyum veya ne zaman emekli olurum?
CEVAP: Merhaba, 09/09/1999 Tarihinden önce sigorta girişi bulunanlar 15 yıl 3600 gün ile yaşlılık aylığından faydalanabilir. 3600 Günle yaşlılık aylığı bağlanmasındaki yaş şartı 3600 günün tamamlandığı tarih itibariyle hesaplanır. Siz 24/05/2014 tarihinden sonra 3600 günü tamamlayacak olmanızdan dolayı 60 yaş ınızda 3600 gün ile yaşlılık aylığı talebinde bulunabilirsiniz. Normal emeklilik şartlarınız ise 58 yaş 5975 prim günüdür. Askerlik borç lanması yaparak prim elde edebilirsiniz, sigortalılık başlangıcınızdan önce ise ilk işe giriş tarihi nizi bile öne alabilir yaş şartınızı bir yıl geriye çekebilirsiniz.
SORU: 18.04.1973 doğumluyum. 18.08.1993 yılında devlet memuru olarak göreve başladım halen devam etmekteyim. Liseye giderken staj yaparken sigorta numaram var 1989 ne zaman emekli olurum?
CEVAP: Merhaba, lise döneminde yapılmış olan staj sigortası sadece kısa vadeli sigorta kolları primi şeklinde ödenmektedir. Kısa vadeli sigorta kolları ise sadece tedavi olabilmenize olanak sağlamaktadır. Emeklilik işlemleri için ayrıca uzun vadeli sigorta kolları priminin de bildirilmesi gerekmektedir. Bu nedenle staj süreleri emeklilik hesaplamalarında dikkate alınmamaktadır. Kamu kurumlarında görev yapmakta olan kişilerin erkeklerde 25 tam yıl, bayanlarda ise 20 tam yıl hizmet süresini tamamlaması ayrıca yaş şartını da yerine getirmesi gerekmektedir. Belirtmiş olduğunuz memuriyet başlangıcınıza göre erkeklerde 53 yaş bayanlarda ise 49 yaş şartı aranmaktadır.
ekonomi@takvim.com.tr FARUK ERDEM SORULARINIZI CEVAPLIYOR -TAKVİM'E SORUN