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Sigortalı işçilerin en büyük görüşü senelerce çalışıp verdikleri emeklerin karşılığı alacakları emeklilik günleridir. Peki, emeklilik yaşı kaç ? SGK emeklilik tablosu nasıldır? Erken emekli olmak isteyen vatandaşlar doğum borçlanması, askerlik borçlanması gibi operasyonların ardından müracaatlarını SGK'ya yapabilecekler. SGK'ya müracaatların yapılabilmesi için gün koşulu prim koşulu ve yaş koşulunun sağlanmış olması gerekiyor. İlk defa 01.05.2008 tarihi ve sonrası işe girmiş yani sigortalı olmuş veya olacak erkeklerden 4A bendi yani SSK kapsamında sigortalı sayılanlar için kısmı emeklilik şartı 5400 gün olarak uygulanır.
4 YIL ERKEN EMEKLİ OLUN
22 Ocak 1976 doğumluyum. İlk SSK başlangıç tarihim 11 Mayıs 1995 olup 819 gün prim ödedim. 1996-1997 arası 540 gün askerlik yaptım. 3 Temmuz 2000'de polis oldum. 14 Temmuz 2017'de ihraç oldum. Memurluktan 7425 gün hizmet sürem var. Hizmetlerimi birleştirdim. Ancak askerliğimi borçlanmadım. Borçlanırsam kaç gün daha prim ödersem 4/c'li olarak emekli olurum? Yaş olarak kaç yaşında emekli olabilirim?
Emekli Sandığı'nda emekli olmak için; 25 tam yıllık fiili hizmet süresi ve 55 yaş şartlarına tabisiniz. Daha önceki cevabımızda da belirttiğimiz gibi sigortalı bir işe girip, SSK 'ya 216 gün prim öder ve sigortalı çalışırken askerlik sürenizi borçlanarak toplam hizmet sürenizi 25 tam yıla (9000 güne) tamamlarsanız, emniyette hak kazandığınız 4 yıl 1 ay 15 gün fiili hizmet süresi (FHZ), 55 olan emeklilik yaşından düşülmesi sonucu emekli olacağınız yaş 50 yıl 10 ay 15 güne düşecek ve bu yaşı dolduracağınız 7 Aralık 2026 tarihinde emekli olabileceksiniz
ERKEKLERDE EMEKLİLİK YAŞI KAÇTIR?
Sigortalılık süresinin başlangıcı tarihi 08.09. 1976'dan önce olan erkek sigortalılar;
– 55 yaşını ve en az 5000 prim gününü doldurmuş olmalı
55 yaşını doldurmamış olanlar ise, 25 yıl sigortalı olup yine en az 5000 gün prim ile malûllük, yaşlılık ve ölüm sigortaları primi ödemiş olma şartlarını yerine getirmiş olmalılar.
Sigortalılık süresinin başlangıcı tarihi 08.09.1999 günü ve sonrası olan erkek sigortalılar;
– 60 yaşını ve en az 7000 prim gününü doldurmuş olmalılar.
08.09.1999 yılı sonrası sigorta başlangıcı olanların sigortalılık süre şartı bulunmamaktadır. 7000 iş günü ve 60 yaş şart yeterlidir.
60 yaşını geçen, 25 yıl sigortalı olan ve en az 4500 gün prim ödeyen çalışanlar da emekli olabilirler.
– Sigortalılık süresinin başlangıcı tarihi 01.05.2008 günü ve sonrası olan erkek sigortalılar;
*Normal emeklilik şartları:
Sigortalılıklarını 7200 günü 31.12.2005 tarihine kadar tamamlayan erkekler 60 yaşında emekli olur ama diğerleri için tablo şu şekildedir;
1)- 01.01.2036 ila 31.12.2037 tarihleri arasında 7200 günü tamamlayan için 61 yaş
2)- 01.01.2038 ila 31.12.2039 tarihleri arasında 7200 günü tamamlayan için 62 yaş
3)- 01.01.2040 ila 31.12.2041 tarihleri arasında 7200 günü tamamlayan için 63 yaş
4)- 01.01.2042 ila 31.12.2043 tarihleri arasında 7200 günü tamamlayan için 64 yaş
5)- 01.01.2044 ila 31.12.2045 tarihleri arasında 7200 günü tamamlayan için 65 yaş
6)- 01.01.2046 ila 31.12.2047 tarihleri arasında 7200 günü tamamlayan için 65 yaş
* SSK'dan 5400 gün ile emeklilik şartları:
İlk defa 01.05.2008 tarihi ve sonrası işe girmiş yani sigortalı olmuş veya olacak erkeklerden 4A bendi yani SSK kapsamında sigortalı sayılanlar için kısmı emeklilik şartı 5400 gün olarak uygulanır.
Emeklilik yaşlarının tespiti 5400 günü tamamladıkları/tamamlayacakları zamana göre belli olur. Buna göre; 5400 günü 31.12.2005 tarihine kadar tamamlayan erkekler 63 yaşında emekli olur.
*Diğerleri İse:
– 01.01.2036 ila 31.12.2037 tarihleri arasında 5400 günü tamamlayan erkekler 64 yaş
– 01.01.2038 gününden sonra 5400 günü tamamlayan erkekler için 65 yaş olarak uygulanır.
Ancak yaş hadlerinin uygulanması 5400 prim gün sayısı şartını doldurduğu tarihte geçerli olan yaş hadleri esas alınır.
KADINLAR KAÇ YAŞINDA EMEKLİ OLUR?
Kadınların emeklilik yaşı da erkeklerde olduğu gibi işe giriş tarihine göre farklılık göstermektedir.
– 01.05.2008 tarihinden sonra sigortalı olduysanız 58 yaş ve 7200 gün şartı ile emekli olabiliyorsunuz.
Ancak bu tarihlerdeki önemli ayrıntı, emekliliği hak etmek için 7200 iş gününü 31.12.2035 tarihine kadar tamamlamış olmanızdır.
*3600 gün ve 15 yıllık sigortalılık süresini;
– 23.05.2002 tarihi öncesinde tamamlamış durumunda 50 yaşında,
– 24.05.2002-23.05.2005 tarihleri arasındaysa 52 yaşında,
– 24.05.2005-23.05.2008 tarihleri arasındaysa 54 yaşında,
– 24.05.2008-23.05.2011 tarihleri arasındaysa 56 yaşında,
– 24.05.2011 tarihinden sonraysa 58 yaşında, 3600 gün ile emekli olabilirsiniz.
Eğer sigortalı olma tarihiniz 08.09.1999 ile 30.04.2008 arasındaysa, 4500 iş günü 25 yıllık sigortalılık süresi ve 58 yaşını tamamlamanız durumunda SSK yaş haddinden emekli olabilirsiniz.
SSK ya da diğer kapsamlarda ilk işe giriş tarihiniz 01.05.2008 tarihi ve sonrası ise 5400 gün 61 yaşı tamamlamış olmanız emekli olaya hak kazandırır. Ancak bu tarihten sonra girişi olanlar kademeli geçişe tabidir. 400 günden 61 yaşında emekli olabilmek için 5400 günü 31.12.2035'e kadar tamamlamış olmanız gereklidir.
NE ZAMAN EMEKLİ OLURUM?
SGK 'nın resmi internet sayfasından "Ne zaman emekli olurum?" sorgulaması yapılabiliyor. Ancak bağlı bulunduğunuz sigorta koluna göre sorgulama yapmalısınız.
* 4A eski adı ile SSK'lı ne zaman emekli olur?
https://uyg.sgk.gov.tr/nezaman/ linkine adres çubuğunuza kopyaladıktan sonra sorgulama sayfası karşınıza çıkacak. Bu sayfada cinsiyet, doğum tarihi gibi kişisel bilgilerinizde hizmete başlama tarihiniz, askerlik gün sayınız gibi sigortalılık bilgilerinizi de doldurmalısınız. Boşlukları doldurduktan sonra "gönder" butonuna tıklayın. Açılan sayfada emekliliğiniz hangi yılda gerçekleşeceğini görebilirsiniz. Unutmayın bu tip online ortamda yapılan sorgulamalar sadece fikir vermek içindir. Emeklilik hesaplamanızı kesin olarak görmek için SGK'nın bağlı olduğunuz şubesine başvurmalısınız.
Bağkurlu ne zaman emekli olur?
https://uyg.sgk.gov.tr/EMEKTARWEB/hakKazanma.do linkini adres çubuğunuza yerleştirin ve 'enter'a basın. Açılan sayfada emeklilik türü, cinsiyetinizi, doğum tarihinizi, varsa maluliyetinizi, maluliyet derecesiniz ve yine varsa yurt dışı borçlanma durumunuzu belirtmelisiniz. Tüm boşlukları doldurduktan sonra "tamam" butonuna basarak 4B'den ne zaman emekli olabileceğinizi öğrenebilirsiniz.