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TOKİ arsa ve iş yeri başvurularının bugün alınmaya başlamasıyla birlikte bazı detaylar merak edilmeye başlandı. Bunlardan biri de aylık gelir hesaplama oldu. Peki, TOKİ hane geliri hesaplama nasıl yapılır? TOKİ Aylık Gelir Durumu ne demek , nasıl hesaplanır ? İşte merak edilenler ve proje detayları haberimizde!
TOKİ ARSA BAŞVURU TARİHLERİ!
81 ilde evi olmayan vatandaşın kira öder gibi ev sahibi olmasını sağlayacak TOKİ sosyal konut projesi kapsamında yer alan arsalar için başvuru süreci bugün başlıyor.
Türkiye'nin çeşitli illerinde 60 milyon metrekarelik alanda 100 bin konut imarlı arsa ve 28 ilde 10 bin işyeri olan sanayi tesisi yer alıyor.
TOKİ arsa başvuruları, 10 Ekim 2022 Pazartesi günü başlayacak ve 7 Kasım 2022 tarihinde sona erecek.
TOKİ ARSA BAŞVURUSU NASIL VE NEREDEN YAPILIR?
TOKİ arsa başvuruları, Ziraat Bankası Şubelerinden yapılacaktır. Başvuru bedeli ise 500 lira olarak belirlendi.
ARSA SAYISI 1 MİLYONA ÇIKARILDI!
İlt etapta 100 bin arsa ve 10 bin işyeri, 5 yılda 250 bin arsa ve 50 bin işyeri yapılması planlanıyordu. Gelen yoğun ilgi sonrası arsa sayısında artışa gidildi. Müjdeyi paylaşan Cumhurbaşkanı Recep Tayyip Erdoğan, 1 milyon arsanın dar gelirli vatandaşa uygun fiyat ve ödeme şartı ile satılacağını söyledi.
Çevre, Şehircilik ve İklim Değişikliği Bakanı Murat Kurum'dan "TOKİ, 1 milyon arsa 10 bin işyeri" açıklaması geldi.
Sosyal medya hesabı Twitter'dan açıklamalarda bulunan Bakan Kurum, TOKİ 1 milyon arsa ve 10 bin iş yeri için detayların Kabine Toplantısı sonrası Başkan Recep Tayyip Erdoğan tarafından açıklanacağını ifade etti.
Bakan Kurum şu ifadeleri kullandı:
İlk Evim İlk İş Yerim Projemizde yarın yeni bir gün! 1 milyon arsa 10 bin iş yeri için başvurularımız yarın başlıyor. Kendi işini kurmak, arsaya kendi evini yapmak isteyenler 7 Kasım'a kadar başvurabilir. Detayları Cumhurbaşkanımız Kabine toplantımız sonrası duyuracak.
ARSA FİYATLARI NE KADAR, KAÇ TL?
Proje kapsamında iki çeşit arsa yer alıyor. Müstakil konutların yapılacağı arsalar 350 ila 500 metrekare büyüklükte olacak. Buraya yapılacak konutların büyüklükleri ise 105 ila 150 metrekare arasında değişecek.
Müstakil arsaların fiyatları 192 bin 500, taksitleri ise 1.604 liradan başlayacak. İkinci seçenek ise hisseli parseller olacak. Konut büyüklüğü 150 metrekare olacak. Hisseli arsalar 112 bin 500'den başlayan fiyat ve 937 liradan başlayan taksitlerle vatandaşa sunulacak.
Piyasa fiyatının altında, yüzde 30 indirimle satılacak arsalar, 10 yıl vadeyle, faizsiz şekilde sunulacak. Arsalar, elektrik, su altyapıları tamamlanmış, imar planı yapılmış ve inşaat yapmaya hazır şekilde vatandaşa teslim edilecek.
Piyasa fiyatı üzerinden yüzde 40 indirim yapılan işyerleri 350 bin liradan başlayan fiyat ve 2 bin 633 liradan başlayan taksitlerle satışa sunuluyor. En büyük işyerinin fiyatı 1 milyon 300 bin liraya çıkacak ve 9 bin 750 lira taksitle ödeme imkânı sağlanacak. Bedelin yüzde 10'u peşin alınacak. Kalan borç, 120 ay vade ile ödenecek. 6 aylık dönemlerde memur maaşı artış oranında artış uygulanacak.
TOKİ ARSA BAŞVURU ŞARTLARI NELERDİR?
T.C. Vatandaşı olmak.
18 yaşını doldurmuş olmak.
O Belediye sınırları içerisinde ikamet etmek.
Tahsis edilecek arsalar, Büyükşehir Merkez ilçelerden herhangi birisinde ise Merkez ilçelerden herhangi birisi sınırı içinde ikamet etmek. Diğer Belediyelerde ise arsa tahsisi öngörülen Belediye sınırları içerisinde ikamet etmek.
AYLIK GELİR DURUMU 16.000 TL'NİN ALTINDA OLMASI
Özel hastanede az kalsın ölüyordu! Hayri Yazıcı'yı sahte ilaçla komaya sokan sağlıkçılara 6,5 yıl istendi
Arsa tahsis edilecek kimselerin, kendisinin veya eşinin veya ergin olmayan çocuğunun herhangi bir belediye sınırı içinde ev yapmaya müsait arsaya veya her hangi bir yerde bir ev veya apartmanın ayrı bir dairesine karşılık olan arsa payına sahip olmaması şarttır.
775 sayılı Gecekondu Kanunu ve Uygulama Yönetmeliği hükümleri uyarınca yapılmış olan uygulamalardan daha önce faydalanmamış olmak.
Başvuru bedeli olarak 500 TL yatırılması
(Noter kurası sonucu kendilerine asıl ve yedek olarak arsa isabet etmeyenler ile arsa tahsisinden yararlanmaktan vazgeçen ve yedek listede sırası gelmeyenlerin başvuru bedeli iade edilecektir. Kendilerine arsa tahsis edilenlerin ödemiş oldukları başvuru bedeli peşinat bedeline dahil edilecektir.)
HAK SAHİPLİLİĞİ SONRASI 775 SAYILI KANUNA GÖRE TAHSİS SÜRECİ
1) Arsa tahsis bedelinin 1/10'u peşin geriye kalanı 9 yılda 9 eşit taksitle ve faizsiz olarak ödenir.
a) Arsa tahsisi yapıldıktan sonra, 1/10 arsa tahsis bedeli peşinatının ödenmesi, noter taahhütnamesi imzalanarak arsa tahsis bedeli geriye kalan 9 taksitin 9 yılda 9 eşit taksitle ödenmek üzere Toplu Konut İdaresini izafeten Ziraat Bankası A.Ş. ile borçlanma sözleşmesi imzalanmasını müteakiben arsa tahsisi kesinleşmiş olur.
b) Taksit ödeme tarihi; peşinat bedeli ödendikten sonra, sözleşme imza tarihinden itibaren 1 yıl sonraki tarihtir. Tahsis sahibi peşinat tutarı yatırıldıktan 1 yıl sonra başlamak üzere, taksitler aylık yada yıllık eşit taksitler halinde ödenebilir. Ancak sözleşme aşamasında aylık yada yıllık sözleşme tiplerinden sadece biri tercih edilecektir.
2- Kesinleşen arsa tahsisi sonrasında tahsis sahibinin yükümlülüklerini yerine getirmesini teminen taahhütname alınır.
3- 3 ay içerisinde ipotekli ve takyitli olarak tapu devri yapılır.
4-a) Tahsis edilen müstakil arsalar üzerine; arsa tahsis tarihinden itibaren ilk yıl içerisinde konut inşaatına başlanması, 2 yılda nüve kısmının tamamlanması şarttır.
b) İmar planlarına göre toplu yapılaşmaya uygun olan (müstakil arsa tahsisi yapılamayacak) taşınmazlar taliplilerce bankaya müracaat edildiğinde bu taşınmazlar için diğer başvuru sahipleri ile müşterek müracaat etmiş sayılır. Kura sonrası bu taşınmazlardaki hak sahipleri de müşterek müracaatları sebebiyle aynı arsa içerisindeki diğer ortakları ile 775 sayılı Kanun ve Uygulama Yönetmeliğinde belirtilen inşaat yapma şartlarına uymayı peşinen kabul ve taahhüt eder.
Müşterek parseller için kura çekimi yapıldıktan sonra parsel bazlı ortaklar (7 ve üzeri ortaklar için), 3 ay içinde konut yapı kooperatifi kuracak olup, bu taşınmazdaki yapım süreci kooperatif kanuna göre yürütülecektir. Bu kooperatiflerden ayrılanların olması halinde, bunların yerine kurada belirlenmiş olan yedek listeden hak sahipleri üye olarak alınacaktır.
Müşterek asa için müracaat edenler, tapu senedinin tarihinden itibaren en geç bir yıl içinde konutunu yapmaya başlamaları ve önceden tespit edilen plana göre tüm bloklar için zemin kat taban döşeme seviyesini en geç 2 yıl içinde bitirmeleri şarttır.
Bu şarta uymayanlardan tahsis edilen arsalar, hiçbir hüküm alınmasına gerek olmaksızın ödemiş olduğu bir bedel var ise %10'u kesilerek kalan meblağ iade edilerek geri alınır.
5- Bu Kanun hükümlerine dayanılarak yapılan tüm işlemler her türlü vergi, resim ve harçtan muaftır.
Tapu devri esnasında döner sermaye harcı, tahsis sahibi tarafından ödenir.
6- Arsa tahsisi için yapılan müracaat sayısının tahsis edilecek arsa sayısından fazla olması halinde, arsa sayısı kadar asil ve asil sayısı kadar yedek hak sahipleri noter kurası ile belirlenecektir.
Noter kurası ve diğer duyurular İdaremiz www.toki.gov.tr internet adresinde yayımlanacak ve tahsis sahiplerine kısa mesaj yolu ile iletilecektir.
7- İmar planı çalışmaları sonucu arsaların belirlenmesi ve altyapı çalışmalarının (elektrik, su, kanalizasyon) tamamlanmasını müteakiben inşaat yapımına ait süreler başlayacaktır.
Başvuru için istenen belgeler daha sonra duyurulacaktır.
TOKİ HANE HALKI GELİRİ NE DEMEK, NASIL HESAPLANIR?
1- TOKİ'ye başvuru yapanların maaşları brüt üzerinden mi, yoksa net üzerinden mi hesaplanıyor?
Başvuru yapan ya da yapacak vatandaşların maaşları "net" üzerinden hesaplanır.
2- Hanede iki kişiden biri bordrolu, diğeri de işkurda bordrosuz çalışıyorsa bu durumda hesaplama nasıl yapılır?
Hanede işkurda çalışan biri varsa, işkurdan çalıştığına dair belge alınması gerekiyor. Başvurular bordrolu çalışanların maaşları üzerinden hesaplanarak kabul ediliyor. Sadece başvuru yapılan ay hane gelirinin ne kadar olduğuna bakılıyor. Eğer başvuru yapıldığı ay hane gelirinin ortalaması TOKİ'nin belirlediği bedelin üzerine değilse başvuru kabul ediliyor.
3- TOKİ, başvuru yapanların maaş hesaplamalarını nasıl yapıyor?
TOKİ herhangi bir hesaplama yapmıyor. Başvuru yapacak vatandaş, maaş bordrosunu alıp bankaya o şekilde başvuru yapıyor. Banka şartların uygun olması durumunda başvuruyu kabul ediyor.
4- Hane halkı geliri, TOKİ tarafından belirlenen bedelin üzerindeyse başvuru kabul edilir mi? Edilirse, kura sonucunda ev almaya hak kazanan vatandaş evi alabilir mi?
Hane halkı geliri TOKİ'nin belirlediği bedelin üzerindeyse başvuru kabul edilmez. Eğer banka başvuru kabul etmişse, daha sonra yapılan başvuru iptal edilir. Yatırılan başvuru ücreti de vatandaşa geri ödenir. Hane halkı geliri belirlenen bedel üzerinde olan vatandaş ev almaya hak kazanamaz.
5- TOKİ hane halkı gelirini hesaplarken yıllık ortalama mı alıyor, yoksa aylık mı?
Hane halkı geliri hesaplanırken aylık ortalama alıyor. Yıllık ortalama ticaret ile uğraşanlardan alınıyor. Bordrolu çalışanlardan sadece başvuru yaptığı ayın aylık hane halkı gelirine bakılıyor.