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Milyonlarca emekli ikinci kez banka promosyon alacak olmanın heyecanını yaşıyor. 2017'de ilk banka promosyonunu alan emeklilerin pek çoğu için 3 yıllık taahhüt süresi dolarken; gözler hem kampanyalara hem de Sosyal Güvenlik Kurumu'nun (SGK ) bankalarla yapacağı toplantıya çevrilmiş durumda. Bankalar promosyon ödemesi için yarışa geçti. Peki, hangi banka ne kadar promosyon veriyor? Emekli ikinci promosyon ödeme si ne zaman? Banka promosyonu ödeme tarihi belli oldu mu? Emeklinin seçtiği bankaya '3 yıl maaşımı sizden alacağım' taahhüdünü vermesi yeterli. Fatura, kredili hesap gibi şartlar yok. Bunları öne süren bankayı uyarın ya da tercih etmeyin.
DETAYLAR İÇİN BİR SONRAKİ SAYFAYA TIKLAYINIZ
EMEKLİ İKİNCİ PROMOSYONU NE ZAMAN ÖDENECEK?
Takvim Gazetesi Ekonomi Müdürü Faruk Erdem'in aktardığı bilgilere göre, emekliler için promosyon 2017'nin Şubat ayı sonunda hayata geçti. Bu tarihte başvurup promosyonu alanların 3 yıllık taahhüt süresi bu yıl doluyor.
İkinci ödemeler 3 yıl dolunca yapılacak.
SGK 'nın banka larla yapacağı toplantıda da taban promosyon tutarı belirlenecek.
3 yıl süreli promosyon miktarı, bin lira aylık alanlara 300, bin ile 2 bin lira arasında aylık alanlara 375, 2 bin lira üzeri aylık alanlara ise 450 lira olarak belirlenmişti.
Şimdi taban tutarın 600 lira seviyesine çıkarılması bekleniyor.
EMEKLİ PROMOSYON ÜCRETLERİ NE KADAR OLDU?
ING: 450 liraya varan ödemeye ek olarak emekliler, 2 otomatik fatura talimatı vererek 250 lira, bir emekli arkadaşını ING'ye getirerek 150 ve ING Mobil kullanarak 50 lira ek nakit promosyon kazanabiliyor.
AKBANK: 450 liraya varan ödeme yapıyor. Tüm ATM'lerden ücretsiz para çekme, bedava havale ve EFT, bireysel kredilere özel faiz oranı gibi imkanlar sunuyor. Emekliler, maaşları yatmadan 2 gün önce hesaptan para çekebiliyor.
FİBABANKA: Maaşa göre 330, 415, 500 lira promosyon ödemesi yapıyor.
DENİZBANK: 450 liraya varan ödeme yapıyor. Emekli maaşı müşterisi kazandıranlara da 100 lira veriyor. Alışveriş ve faturalarda indirim, özel faizli kredi gibi uygulamaları var.
İŞ BANKASI: 450 liraya varan ödeme yapıyor. Kredi kartı ücreti almıyor, özel faiz, ücretsiz havale ve EFT imkanları sağlıyor.
HALKBANK: 1.000 TL altında emekli maaşı alanlara 300 TL, 1.000 TL ile 2.000 TL arasında emekli maaşı alanlara 375 TL, 2.000 TL üzerinde emekli maaşı alanlara ise 450 TL tutarında promosyon ödemesi yapılıyor.
- Hangi emekliler promosyon alıyor?
Emekli maaşı bağlanan herkes bir banka seçerek promosyon almaya hak kazanıyor. Eski yeni tüm emeklilerin hakkı var.
- Parayı almanın bir şartı var mı?
Emeklinin seçtiği bankaya '3 yıl maaşımı sizden alacağım' taahhüdünü vermesi yeterli. Fatura, kredili hesap gibi şartlar yok. Bunları öne süren bankayı uyarın ya da tercih etmeyin.
- İkinci promosyon ne zaman ödenecek?
Emekliler için promosyon 2017'nin Şubat ayı sonunda hayata geçti. Bu tarihte başvurup promosyonu alanların 3 yıllık taahhüt süresi bu yıl doluyor. İkinci ödemeler 3 yıl dolunca yapılacak.
- 2017'den sonra promosyon alanlar ne yapacak?
Onlar da 3 yıl bitince ikince ödeme alacak. Örneğin 2018 yılında alan bir emekli 2021'de ikinci promosyon u hak edecek.
- Aynı bankada kalmak mecburi mi?
Süresi sona eren emekliler istedikleri banka yı seçip ikinci promosyonlarını oradan alabilirler. Ancak süre dolmadan da banka değiştiriliyor. Eğer kredi kullanmamışsanız kalan sürenin promosyonunu iade edip ayrılabilirsiniz.
- Banka nasıl değiştirilir?
Maaşın yatırılması istenen bankanın herhangi bir şubesine başvurmak yetiyor. e-Devlet'ten de banka ve şubesi kolayca seçilebiliyor.
- Tutar artacak mı?
SGK 'nın bankalarla yaptığı protokol ile 3 yıllık dönem için promosyon tutarları belirlenmişti. SGK, Şubat'ta yeniden bankalarla masaya oturarak yeni protokol imzalayacak. Bu protokolde belirlenecek tutar da taban tutar olacak. İsteyen bankalar halen olduğu gibi kampanyalarla daha yüksek ödeme yapabilecek.