Yasalarımız geçmiş yıllarda çalışılmayan dönemler için geriye dönük ödeme imkanı tanımıyor. İsteğe bağlı SSK ödemeleri ile emekli olma şartları özellikle ev hanımları ya da bağımsız olarak çalışan kişilerin emekli olmasını sağlayan bir sistemdir.
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Yasalarımız geçmiş yıllarda çalışılmayan dönemler için geriye dönük ödeme imkanı tanımıyor. İsteğe bağlı SSK ödemeleri ile emekli olma şartları özellikle ev hanımları ya da bağımsız olarak çalışan kişilerin emekli olmasını sağlayan bir sistemdir.
EMEKLİLİK İÇİN EN AZ 1800 GÜN
Erken emeklilik için son zamanlarda bazı formüller üzerinde çalışmalar devam ediyor. Önceliğin eksik primi olanlara verilmesi ve borçlanma yolu ile emekli olmalarına imkan tanınması planlanıyor. En az 1800 prim günü bekleniyor. Yıl ve yaş şartını tamamlamış ancak prim günü eksik olanlar için borçlanma yolu ile emekli olabilecekler. Ancak bunun için son dönemlerde yasa çıkması için beklentiler arttı.
BİNLERCE ESNAF BEKLİYOR
TESK Genel Başkanı Bendevi Palandöken tarafından yapılan açıklamalar sonrasında özellikle 2000 yılı öncesinde esnaf ve sanatkarların emeklilik konusunda çile yaşadıkları ve büyük bir heyecanla emekli olmayı bekledikleri ifade edildi. Binlerce esnafın mağduriyetleri sonucunda beklentiye girdikleri belirlendi.
Yasal düzenlemenin çıkması ile birlikte binlerce esnafın mağduriyetlerinin son bulabileceği ifade edildi. Bağkurlu esnafın ve sanatkarın asıl beklentisi vergi ve oda kayıtlarına bakılarak son kez de olsa bir geriye dönük borçlanma imkanının verilmesi olarak ifade edildi.
YASADA SIRALANIYOR
Sigortalıların borçlanma yapabilecekleri süreler 5510 sayılı Sosyal Sigortalar ve Genel Sağlık Sigortası Kanunu'nun 41. Maddesi ile düzenlenmiştir.
1) Kanunlar gereği verilen ücretsiz doğum ya da analık izni süreleri ile sigortalı kadının, üç defaya mahsus olmak üzere doğum tarihinden sonra iki yıllık süreyi geçmemek kaydıyla borçlanılacak sürelerde uzun vadeli sigorta kolları açısından sigortalı sayılmaması ve çocuğunun yaşaması şartlarıyla talepte bulunulan süreleri toplu ödeme ile satın alabiliyor.
2) Er veya erbaş olarak silah altında veya yedek subay okulunda geçen süreleri toplu olarak ödemek mümkün.
3) Emekli sandığına tabi çalışanların, personel mevzuatına göre aylıksız izin süreleri borçlanılabiliyor.
4) Sigortalı olmaksızın doktora öğrenimi veya tıpta uzmanlık için yurt içinde veya yurt dışında geçirdikleri normal doktora veya uzmanlık öğrenim
süreleri borçlanılarak emeklilik hesabında kullanılıyor.
5) Sigortalı olmaksızın avukatlık stajını yapanların normal staj süreleri de borçlanılabiliyor. Normal staj ve çıraklık süreleri ise borçlanılamıyor.
6) Sigortalı iken herhangi bir suçtan tutuklanan veya gözaltına alınanlardan bu suçtan dolayı beraat edenlerin tutuklulukta veya gözaltında geçen süreleri de borçlanılarak emeklilik hesabında kullanılıyor.
7) Grev ve lokavtta geçen süreleri de borçlanmak mümkün.
8) Hekimlerin fahrî asistanlıkta geçen süreleri borçlanılıyor.
9) Seçim kanunları gereğince görevlerinden istifa edenlerin, istifa ettikleri tarih ile seçimin yapıldığı tarihi takip eden ay başına kadar açıkta geçirdikleri süreleri borçlanma imkanları bulunuyor.
10) 4857 sayılı Kanuna göre kısmi süreli iş sözleşmesi ile çalışan sigortalıların, kısmi süreli çalıştıkları aylara ait eksik süreleri borçlanmaları mümkün.
Böylece part-time çalışanlar, 30 günden az çalışması olanlar, ücretli öğretmenler bu süreleri borçlanarak 30 güne tamamlayabiliyor.
11) Sigortalı olmaksızın, 8/4/1929 tarihli ve 1416 sayılı Ecnebi Memleketlere Gönderilecek Talebe Hakkında Kanuna göre yurt dışına gönderilen ve öğrenimini başarıyla tamamlayarak yurda dönenlerden yükümlü bulunduğu mecburi hizmet süresini tamamlamış olanların, yurt dışında resmi öğrenci olarak geçirmiş oldukları öğrenim sürelerinin 18 yaşının tamamlanmasından sonraki döneme ait olan kısmı, sigortalının kendilerinin veya hak sahiplerinin yazılı talepte bulunmaları halinde borçlanma hakları bulunmaktadır.
12) Yurtdışında çalışanlar bu süreleri, yurtdışında bulunan kadınlar ise 18 yaşından sonra geçirdikleri süreleri borçlanarak emeklilik hesabında kullanabiliyor.