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360 0 günle 49 ve 43 yaşında emekli olacaksınız! Yıpranma hakkı ile emeklilik vatandaşlar tarafından en fazla aratılan konuların başında geliyor. Yıpranma hakkından yararlanmanın belli şartları var. Birincisi, süre sınırı; bu da 5 yıl. Riskli ve tehlikeli işlerde çalışanlar yıpranma hakkından yararlanmak için ne kadar çalışırlarsa çalışsınlar alabilecekleri fiili hizmet süresi zammı 5 yıldan fazla olamıyor. Tüm çalışan illa ki bir kerede olsa emeklilik zamanı hesaplaması ve sorgulamalarını yapmışlardır.
43 YAŞINDA EMEKLİLİK MÜMKÜN MÜ?
Bir süredir emeklilikte yaşa takılanları, erken emekliliği tartışıyoruz. Yapılan araştırmalar gösteriyor ki, çalışanların çoğunluğu bir an önce emekli olmayı düşünüyor. Emekli olduktan sonra çalışmaya devam edilip, edilmemesi ise ayrı bir konu. Evet, mümkün; belli mesleklerde çalışanlar için mümkün. Sosyal güvenlik sistemi tehlikeli ve ağır işlerde çalışanlara bu hakkı, yani erken emeklilik hakkını tanıyor. Nasıl mı? Anlatayım. Kanunda fiili hizmet süresi zammı olarak geçen, kamuoyunda ise 'yıpranma hakkı' olarak bilinen uygulama; çimento sektöründe çalışandan tutun da cam ve madencilik alanında çalışanlara kadar birçok mesleği kapsıyor.
Daha açık şöyle anlatayım; ağır ve riskli işlerde çalışanların diğer çalışanlara göre daha erken emeklilik hakkı bulunuyor. Fiili hizmet süresi zammı da bu mesleklere uygulanıyor. Bu kapsamda belli mesleklerde çalışanlar her bir yıl için emekliliklerine 60 ya da 90 gün, kimi mesleklerde ise 180 gün fazladan süre kazanıyor.
ERKEN EMEKLİ OLACAK MESLEKLER
3600 Günden Emeklilik Şartları Nelerdir?
4A, 4B ve 4C kapsamındaki sigorta kollarından birine mensup olarak çalışanların 360 0 günden emekli olmak için sigorta başlangıç tarihinin 09.09.1999 ve öncesine ait olması gerekir. Bu tarihten sonra sigortalandırılan kişilerin 3600 günden emekli olması söz konusu değildir.
3600 prim günü ödemesinin SGK 'ya yapılmış olması ve 15 yıllık sigortalılık süresinin tamamlanması şarttır. Bu iki şart 09.09.1999- 30.04.2008 tarihleri arasında tamamlanmalıdır.
Prim süresi ve prim ödemelerinin ek olarak yaş şartlarının yerine getirilmesi lazımdır.
9.09.1999 ve öncesinde ilk kez sigortalandırılanlardan 31.12.2011 tarihinden önce 15 yıllık sigortalılık süresini ve 360 0 prim günün dolduran erkek sigortalılar 55 yaşında; kadınlar sigortalılar ise 54 yaşında emekli olmaya hak kazanırlar.
9.09.1999 ve öncesinde ilk kez sigortalandırılanlar arasında yer almasına rağmen 31.12.2011 tarihine kadar 3600 prim günü ödemesini doldurmamış olan erkek çalışanlar 59 yaşında, kadın çalışanlar ise 58 yaşında emekli maaşlarını alabilirler.
49 yaşı dolduruyorsanız emeklisiniz
SSK başlangıç tarihim 6 Mayıs 1986. Halen çalışıyorum. Ne zaman emekli olabilirim? Kaç gün pirim ödemeye ihtiyacım var? Genelde prim ödemelerin brüt maaş üzerinden ortalama 10 yıldan beri ödenmektedir. Emekli olunca ortalama ne kadar maaş bağlanır? Rıdvan KAPLAN
Emekli olmak için 25 yıl sigortalılık süresi, 5300 gün prim ödeme ve 49 yaş şartlarına tabisiniz. Doğum tarihinizi bildirmemişsiniz. Sorunuzdan prim ödemenizin yeterli olduğu anlaşılıyor. 49 yaşınızı dolduruyorsanız istediğiniz zaman ayrılabilirsiniz. Emekli aylığını çalışma hayatı boyunca üstünden prim hesaplanan kazanç tutarı ve prim ödeme gün sayısı belirliyor. Bunun yanında prim ödenen dönemler de çok önemli. Çünkü 2000'den önce, 1 Ocak 2000 ile 1 Ekim 2008 arası ve 1 Ekim 2008'den emekli olunan tarihe kadar ödenen primler, emekli aylığınızı farklı etkiliyor. Ne kadar emekli aylığı alacağınız tüm bu verilere göre değişir
Kadın Çalışanlar Yaş Haddinden Ne Zaman Emekli Olabilirler?
360 0 günden emekli olmak için sigorta girişi tarihi şartını yerine getiren kadın çalışanların 15 yıllık sigortalılık süresi ve belirlenen prim gününü doldurma tarihleri emeklilik yaşlarını belirler:
24 Mayıs 2002- 23 Mayıs 2005 tarihleri arasında 52 yaşında, 24 Mayıs 2005- 23 Mayıs 2008 tarihleri arasında 54 yaşında, 24 Mayıs 2008- 23 Mayıs 2011 tarihleri arasında 56 yaşında, 24 Mayıs 2011 tarihinden sonra 58 yaşında
Erkek Çalışanlar Yaş Haddinden Ne Zaman Emekli Olabilirler?
3600 günden emekli olmak için sigorta girişi tarihi şartını yerine getiren erkek çalışanların 15 yıllık sigortalılık süresi ve belirlenen prim gününü doldurma tarihleri emeklilik yaşlarını belirler:
24 Mayıs 2002- 23 Mayıs 2005 tarihleri arasında 56 yaşında, 24 Mayıs 2005- 23 Mayıs 2008 tarihleri arasında 57 yaşında, 24 Mayıs 2008- 23 Mayıs 2011 tarihleri arasında 58 yaşında, 24 Mayıs 2011- 23 Mayıs 2014 tarihleri arasında 59 yaşında, 24 Mayıs 2014 tarihinden sonra 60 yaşında
ERKEN EMEKLİLİK ŞARTLARI NELER? Yıpranma hakkından yararlanmanın belli şartları var. Birincisi, süre sınırı; bu da 5 yıl. Riskli ve tehlikeli işlerde çalışanlar yıpranma hakkından yararlanmak için ne kadar çalışırlarsa çalışsınlar alabilecekleri fiili hizmet süresi zammı 5 yıldan fazla olamıyor. Silahlı kuvvetler, emniyet mensupları ve MİT mensupları için bu süre 8 yıla kadar çıkıyor. Yıpranma hakkından yararlanmak için madenlerde yeraltında çalışan işçilerin 1.800 gün, diğer riskli sektörlerde çalışanların ise 3.600 gün fiili hizmet süresi zammı kapsamında çalışmış olmaları şart. Şartlardan biri de yıpranma hakkına giren mesleklerdeki işlerde çalışmak gerekiyor. Sadece o sektörde çalışmak yetmiyor, bilfiil o işi yapmak gerekiyor. Madencilikten örnek verecek olursak, yeraltında çalışılması gerekiyor.
NE ZAMAN EMEKLİ OLURUM?
01.01.1968 doğumluyum, işe giriş 01.01.1995. E.G. 25 yıl, 55 yaş, 5750 prim gün şartlarına tabisiniz. Askerlik varsa ve en az 7.5 ay borçlanarak 25 yıl, 54 yaş ve 5675 prim gün şartlarına tabi olabilirsiniz. Emekli olabilmeniz için prim gün şartını tamamlayıp emekli olma yaşınızı beklemelisiniz.
04.01.1968 doğumlu bayanım. 13.04.1987 SSK girişim var. 1883 SSK günüm ve 2008- 2014 yılları arasında 2170 Bağ-Kur günüm var. 18.02.2019 tarihinden bu yana aktif SSK'lı olarak çalışmaktayım. 2002 yılında 1 doğum yaptım. Doğum borçlanması yapmam gerekir mi ya da doğum borçlanması son 3.5 yıla sayılır mı? Şükran YILMAZ
İlk girişinize göre, SSK kapsamında 43 yaş, 5150 prim gün şartlarına tabisiniz. Ancak verdiğiniz bilgilere göre şu an Bağ- Kur emeklilik şartlarına dahilsiniz. Tekrar SSK emeklilik kapsamına geçebilmeniz için son 3.5 yıl yani 1261 gün SSK dahilinde prim ödemeniz gerekmektedir. SSK kapsamında emekli olabilmeniz için prim günü ve 1261 gün şartını tamamlamanız gerekmektedir. 2002 yılındaki doğumu borçlanmanıza gerek yok. Çünkü 2002 yılındaki doğumu öderseniz son 3.5 yıla değil, 2002 yılına ödemiş olursunuz. Bu durumda son 1261 günü tamamlar tamamlamaz emekli olabilirsiniz.
1979 doğumluyum. 17.08.1995 girişliyim. 3500 günüm var. A. AKYOL
İşe başlangıcınıza göre 25 yıl, 55 yaş ve 5750 prim gün şartlarına tabisiniz. 55 yaşınızın dolacağı 2034 tarihine kadar 5750 günü tamamlayıp emekli olursunuz.
KAYNAK: Hurriyet