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1999 öncesi girişi olanlar 15 yılda emekli oluyor! Erken emeklilik dışında da... Emekliliğin şartları ve kapsamı vatandaşlar tarafından sık sık araştırılır. Vatandaşların sigortalarının başladığı tarih emekli olma zamanını doğrudan etkiler. 1999 tarihi ve öncesinde sigortalandırılanlar erken emeklilik formülü ile maaşlarına daha kısa sürede kavuşabilecekler. 1999 ve öncesinde sigortası başlayanlar erken emeklilik dışında da avantajlara sahip. takvim.com.tr Giriş Tarihi : 18 Haziran 2020 , 09:59 Güncelleme Tarihi : 23 Temmuz 2020 , 15:23
8 Eylül 1999 tarihi ve öncesinde sigorta başlangıcı olan vatandaşlara erken emeklilik konusunda altın fırsat sunulmuştur. 1999 ve öncesinde sigorta girişi olan vatandaşların çoğu emeklilik konusundaki avantajlarından haberdar değiller. İşte, 1999 öncesinde SGK girişi olanların emeklilik avantajları. İşte son dakika haberi ve detaylar takvim.com.tr 'de
1999 TARİHİ VE ÖNCESİNDE SGK GİRİŞİ OLANLARIN AVANTAJLARI NELERDİR?
8 Eylül 1999 ve öncesinde sigorta başlangıcı olanlar, belirlenen şartlara uygun olmaları durumunda erken emeklilik hakkından yararlanırlar. Emeklilik maaş oranları bu tarihten sonra sigorta girişi olanlara kıyasla daha yüksektir. Kişilerin ilk defa sigortalı oldukları tarihten itibaren erken emeklilik için gerekli olan prim (3600 gün) süresini tamamlamaları gerekir. Bu tarihten sonra sigorta başlangıcı olan kişiler için emeklilik yaşı değil; ödenmesi gerekli olan prim miktarı düşüktür. Bu tarihten önce sigortalandırılanlar için emeklilik konusunda yaş, hizmet süresi ve prim günü şartları artırılmıştır. Şartların artırılması emekliliğin zorlaşmasına neden olmuştur.
4B (BAĞ-KUR) sigortalılık koluna mensup olan vatandaşlar için emekli olmak, SSK (4A) sigortalılık koluna göre daha zordur. Ancak 8 Eylül 1999 ve öncesinde sigortalı olan BAĞ-KUR'lular biraz daha avantajlı konumdadır. Bu kişiler için erken emeklilik 15 yıllık hizmet süresi 5400 prim günü ile mümkündür. 1999 sonrasındaki BAĞ-KUR'lular için 5400 prim günü şartı aynı bırakılırken; bunlar için yaş şartı kademeli olarak artırılmıştır.
1999 TARİHİ VE ÖNCESİNDE SİGORTA BAŞLANGICI OLANLARIN EMEKLİLİK ŞARTLARI NELERDİR?
Erken emeklilik hakkından yararlanmak için vatandaşların ilk adımda 8 Eylül 1999 ve öncesindeki tarihlerde sigorta başlangıcı olması şarttır. Kişilerin SSK (4A), BAĞ-KUR (4B) ve Emekli Sandığı (4C) sigortalılık kollarına mensup olarak SGK'ya bildirilmesi gerekir. 1999 yılı öncesinde ilk kez sigortalı olan kişilerin emeklilik için 15 yıllık hizmet süresini doldurması ve 3600 prim günü ödemesini yapması beklenir. 15 yıllık hizmet süresinin tamamlanma şartının yerine getirilmesi ile emeklilik için kapılar aralanır. Sigortalının adına SGK'da herhangi bir prim borcunun olmaması da önemli bir detaydır.
1999 TARİHİ VE ÖNCESİNDE SİGORTA BAŞLANGICI OLANLARIN EMEKLİLİK MAAŞLARI NE KADARDIR?
8 Eylül 1999 ve öncesindeki tarihlerde ilk kez sigortalı olan vatandaşların emekli maaşları, 2000 yılı ve sonrasındaki sigortalı olanların emeklilik ücretlerine göre daha yüksektir. Belirlenen tarihler arasında sigorta başlangıcı olan kişiler, emekliliği hak etmesi durumunda en az 1600 TL maaş alırlar.
PRİM İNDİRİMİNDEN YARARLANMA KOŞULLARI NELER?
BAĞ-KUR'luların 5 puanlık indirim tutarı Hazine tarafından karşılanıyor ancak bu indirimden yararlanmanın koşulları bulunuyor. İndirimden yararlanabilmek için öncelikle Hazinece karşılanmayan prim tutarının Sosyal Güvenlik Kurumu'na (SGK) yasal süresi içinde ödenmesi gerekiyor. Ayrıca, kendi sigortalılıklarından kaynaklanan prim, idari para cezası ve bunlara ilişkin gecikme cezası ve gecikme zammı borcunun bulunmaması koşulu aranıyor. Ancak, SGK'ya olan prim borçlarını taksitlendiren veya yapılandıranlar, taksitlendirme ve yapılandırma işlemleri devam ettiği sürece prim indiriminden yararlanmaya devam ediyorlar.
Prim borcu bulunan BAĞ-KUR'lu esnaf aslında bir anlamda sarmalın içine giriyor. Borcu olmayan yılda en az bin 535 lira indirimden yararlanırken, diğerlerinin borcu, yüksek tutar üzerinden birikmeye devam ediyor. Dolayısıyla, son kanun çerçevesinde borçlarını yapılandırmış olanların mümkün olduğunca yapılandırmayı bozmamaları gerekiyor.